624 Sunset Loop, Mineral, VA 23117 Property Records

Louisa County property record for 624 Sunset Loop, Mineral, VA 23117

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,500 sqft · built 2021
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Last Sale	$800,000 (Nov 2021)
Tax Bill	$9,932 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Mar 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17 7 1`

Property Details

APN / Parcel Number

Primary APN	`17 7 1`
Alternative APNs	`31335` `29851`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	1 Story
Building Area	2,500 sqft Living Area
1st Floor Area	2,500 sqft
Basement Area	2,500 sqft
Finished Basement	1,944 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Precast Concrete Panel
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	564 sqft
Patio Area	564 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	29851
Street Address	624 SUNSET LOOP
City	MINERAL
State	VA
Zip	23117-5167
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SUNSET COVE SUBDIVISION PLAT 1428/543 LOT 1 DB 1829/244 .250 AC
Legal Subdivision	SUNSET COVE SUBD
Legal Lot Number	1
Jurisdiction	LOUISA VA
Township / Civil Division	MINERAL
Census Block Group	2
Census Block	2012
Census Tract	950202

Owner

Source: Louisa County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	624 SUNSET LOOP, MINERAL, VA 23117-5167
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2022	Deed of Trust, Mortgage · Line of Credit UNITED BANK
Mar 8, 2021	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Mar 8, 2021	Deed of Trust, Mortgage · Line of Credit UNION SERVICE CORPORATION
Mar 4, 2022	Intrafamily Transfer, Transfer ADVANTAGE SETTLEMENT INC
Nov 24, 2021	Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	Aug 9, 2021 · Amount on Record
Deed Document Number	202114131
Deed Book / Page	1808 / 713
Last Transfer Date	Jul 18, 2024
Transfer Doc	0000007470
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	624 SUNSET LOOP, MINERAL, VA 23117-5167
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 SUNSET LOOP, MINERAL, VA 23117-5167

Mortgage

Document Number	001858/206
Date	Aug 4, 2022
Book Page	1858/206
Instrument	202200007969

Lender

Name	UNITED BANK
Type	Bank
Address	FAIRFAX, VA 22030

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	624 SUNSET LOOP, MINERAL, VA 23117-5167
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	NORTHERN VIRGINIA LAND TITLE, NORTHERN VIRGINIA T&E

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001742/799
Date	Mar 8, 2021
Book Page	1742/799
Instrument	202100002597

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	FREDERICKSBURG, VA 22408

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	624 SUNSET LOOP, MINERAL, VA 23117-5167
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	NORTHERN VIRGINIA LAND TITLE, NORTHERN VIRGINIA T&E

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001742/793
Date	Mar 8, 2021
Book Page	1742/793
Instrument	202100002598

Lender

Name	UNION SERVICE CORPORATION
Type	Non-Lending Institution
Address	RICHMOND, VA 23219

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOUISA VA
Recording Date	Mar 4, 2022
Property Address	624 SUNSET LOOP, MINERAL, VA 23117-5167
Document Number	001829/244
Book / Page	1829 / 244
Map Reference	MB 1428 PG 543-547
Instrument Date	Feb 20, 2022
Instrument	202200002381
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ADVANTAGE SETTLEMENT INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	624 SUNSET LOOP, MINERAL, VA 23117-5167

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Nov 24, 2021
Property Address	624 SUNSET LOOP, MINERAL, VA 23117-5167
Document Number	001808/713
Book / Page	1808 / 713
Map Reference	MB 1428 PG 543-547
Instrument Date	Nov 15, 2021
Instrument	202100014131
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	ADVANTAGE SETTLEMENT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0001808717
Date	Nov 24, 2021
Instrument	1808/717

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,451,200 (+5.2%) Land $317,100 Building $1,134,100	$1,451,200 (+5.2%) Land $317,100 Building $1,134,100
2025	$9,932.00 (+13.29%)	$1,379,500 (+21.49%) Land $300,300 Building $1,079,200	$1,379,500 (+21.49%) Land $300,300 Building $1,079,200
2024	$8,767.00
2023		$1,135,500 Land $254,100 Building $881,400
2022			$1,135,500 Land $254,100 Building $881,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
iWiSP Fiber · Fixed Wireless	1,000 / 1,000
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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