Polk County property record for 624 Stirrup Downs, Columbus, NC 28722 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · built 1995 |
| Lot Size | 20.4 acres (888,624 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $820,000 (May 2015) |
| Tax Bill | $5,781 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Dec 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | P97-95 |
| Primary APN | P97-95 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2010 |
| Lot Area | 888,624 sqft (20.4 acres) |
| Total Buildings | 2 Buildings |
| Account Number | 55551 |
|---|---|
| Street Address | 624 STIRRUP DOWNS |
| City | COLUMBUS |
| State | NC |
| Zip | 28722-8588 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT B, PLAT: A-205 C-452 F 513, 0S01 STIRRUP DOWNS |
| Legal Subdivision | STIRRUP DOWNS |
| Legal Tract | B |
| Jurisdiction | POLK NC |
| Township / Civil Division | GREEN CREEK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 920103 |
Source: Polk County records · APN P97-95
Assessment roll updated September 30, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 624 STIRRUP DOWNS, COLUMBUS, NC 28722-8588 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Dec 04, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 20, 2015 · Amount on Record |
| Deed Sale | May 20, 2015 · Amount on Record |
| Prior Sale | Dec 31, 1997 |
| Deed Book / Page | 412 / 2193 |
| Last Transfer Date | Nov 29, 2017 |
| Transfer Doc | 00430/0634 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 624 STIRRUP DOWNS, COLUMBUS, NC 28722-8588 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 463/1153 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | 463/1153 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.7% |
| Type Change Date | Oct 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.7% |
| Index | 1-Month LIBOR |
| Margin | 3 |
| Max Rate | 7.7% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Dec 04, 2017 |
| Property Address | 624 STIRRUP DOWNS, COLUMBUS, NC 28722-8588 |
| Document Number | 00430/0634 |
| Book / Page | 430 / 0634 |
| Instrument Date | Nov 29, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 624 STIRRUP DOWNS, 624, COLUMBUS, NC 28722-8588 |
| Name | Verified Name |
|---|---|
| Address | 624 STIRRUP DOWNS, COLUMBUS, NC 28722-8588 |
Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,781.00 (+12.84%) | $1,087,942 (+35.53%) Land $375,200 Building $712,742 | $1,087,942 (+35.53%) Land $375,200 Building $712,742 |
| 2023 | $5,123.00 | $802,750 Land $244,000 Building $558,750 | |
| 2021 | $802,750 Land $244,000 Building $558,750 |
Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371499201031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2013, rainfall accumulation |
| Wildfire Risk | Moderate above 49% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 980 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Uniti Group | DSL | 50 / 3 |
| Skyrunner | Fixed Wireless (unlicensed) | 25 / 10 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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