624 Shanas Ln, Encinitas, CA 92024 Property Records

San Diego County property record for 624 Shanas Ln, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,629 sqft · built 1986
Lot Size	0.187 acres (8,149 sqft)
Owner	2 Company Names on Record
Last Sale	$1,640,000 (Apr 2022)
Tax Bill	$22,216 (2025)
Deeds & Mortgages	Dec 2025 Transfer Oct 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`257-432-23-00`

Property Details

APN / Parcel Number

Primary APN	`257-432-23-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,629 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	8,149 sqft (0.187 acres)
Lot Dimensions	128 ft deep x 66 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	624 SHANAS LN
City	ENCINITAS
State	CA
Zip	92024-2433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LOT 2 TR 010733
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	010733
Legal Block	1
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	17108

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	624 SHANAS LN, ENCINITAS, CA 92024-2433
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Intrafamily Transfer, Transfer
Oct 27, 2025	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Jan 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 26, 2022	Grant Deed, Transfer · Conventional Mortgage LUTHER BURBANK SAVINGS
Feb 21, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2022 · Amount on Record
Deed Sale	Apr 26, 2022 · Amount on Record
Prior Sale	Dec 12, 1995 · Amount on Record
Deed Document Number	2022180586
Last Transfer Date	Dec 22, 2025
Transfer Doc	0000361341
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 23, 2025
Property Address	624 SHANAS LN, ENCINITAS, CA 92024-2433
Document Number	0000361341
Map Reference	MAP 10733
Instrument Date	Dec 22, 2025
Instrument	2025-0361341
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	624 SHANAS LN, ENCINITAS, CA 92024-2433

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	624 SHANAS LN, ENCINITAS, CA 92024-2433
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 SHANAS LN, ENCINITAS, CA 92024-2433

Mortgage

Document Number	0000301001
Date	Oct 27, 2025
Instrument	2025-0301001

Lender

Name	FIRST BANK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	624 SHANAS LN, ENCINITAS, CA 92024-2433
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	TSI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048681
Date	Jan 31, 2017
Instrument	2017-0048681

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 26, 2022
Property Address	624 SHANAS LN, ENCINITAS, CA 92024-2433
Document Number	0000180586
Map Reference	MAP 10733
Instrument Date	Apr 19, 2022
Instrument	2022-0180586
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	624 SHANAS LN, ENCINITAS, CA 92024-2433

Mortgage

Document Number	0000180587
Date	Apr 26, 2022
Instrument	2022-0180587

Lender

Name	LUTHER BURBANK SAVINGS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	9.5%

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 21, 2019
Property Address	624 SHANAS LN, ENCINITAS, CA 92024-2433
Document Number	0000061464
Instrument Date	Feb 12, 2019
Instrument	61464
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	624 SHANAS LN ENCINITAS CA 920242433, ENCINITAS, CA 92024-2433

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,040,386 (+2%) Land $1,472,106 Building $568,280
2025	$22,216.00 (+34.98%)	$2,000,380 (+32.83%) Land $1,443,242 Building $557,138
2023	$16,459.00 (+397.7%)	$1,506,000 Land $1,248,000 Building $258,000
2022	$3,307.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Cox Communications, GeoLinks, Verizon.

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