624 River St, Spring Lake, MI 49456 Property Records

Ottawa County property record for 624 River St, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 844 sqft · built 1951
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (May 2025)
Tax Bill	$4,290 (2025)
Deeds & Mortgages	Sep 2026 Sale Nov 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-23-101-007`

Property Details

APN / Parcel Number

Primary APN	`70-03-23-101-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	844 sqft Living Area
1st Floor Area	844 sqft
Basement Area	844 sqft
Unfinished Basement	844 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	132 ft deep x 76 ft wide
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	624 RIVER ST
City	SPRING LAKE
State	MI
Zip	49456-1949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR-A
Legal Description	LOTS 7 & W 10 FT OF LOT 8 EVERGREEN PARK SUB
Legal Range	16W
Legal Township	8N
Legal Section	23
Legal Subdivision	EVERGREEN PARK SUB
Legal Block	101
Legal Lot Number	7-8
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	2
Census Block	2001
Census Tract	21100

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	113 LIBERTY ST, SPRING LAKE, MI 49456-1652
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 11, 2025	Intrafamily Transfer, Transfer
Nov 11, 2025	Intrafamily Transfer, Transfer
Nov 11, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2025 · Amount on Record
Deed Sale	May 12, 2025 · Amount on Record
Prior Sale	Aug 7, 2013
Deed Document Number	202511866
Last Transfer Date	Sep 11, 2026
Transfer Doc	0000028535
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Sep 14, 2026
Property Address	624 RIVER ST, SPRING LAKE, MI 49456-1949
Document Number	0000028535
Instrument Date	Sep 11, 2026
Instrument	202628535
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	113 LIBERTY ST, SPRING LAKE, MI 49456-1652

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Nov 11, 2025
Property Address	624 RIVER ST, SPRING LAKE, MI 49456-1949
Document Number	20250031883
Map Reference	LB 10 PG 11
Instrument Date	Nov 10, 2025
Instrument	2025-0031883
Transaction Type	Transfer
Record Updated	Nov 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	624 RIVER ST, SPRING LAKE, MI 49456-1949

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 RIVER ST, SPRING LAKE, MI 49456-1949

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Nov 11, 2025
Property Address	624 RIVER ST, SPRING LAKE, MI 49456-1949
Document Number	20250031844
Map Reference	LB 10 PG 11
Instrument Date	Nov 10, 2025
Instrument	2025-0031844
Transaction Type	Transfer
Record Updated	Nov 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 LIBERTY ST, SPRING LAKE, MI 49456-1652

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 LIBERTY ST, SPRING LAKE, MI 49456-1652

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Nov 11, 2025
Property Address	624 RIVER ST, SPRING LAKE, MI 49456-1949
Document Number	20250031882
Map Reference	LB 10 PG 11
Instrument Date	Nov 10, 2025
Instrument	2025-0031882
Transaction Type	Transfer
Record Updated	Nov 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 LIBERTY ST, SPRING LAKE, MI 49456-1652

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	543 DUTCH RIDGE COURT, SPRING LAKE, MI 49456

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Municipality	Spring Lake Village
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,300 (-1.04%)	$246,600 (-1.04%)
2025	$4,290.00 (+50.1%) Homeowner's exemption	$124,600 (+21.8%)	$249,200 (+21.8%)
2024	$2,858.00 (+12.08%)
2023		$102,300	$204,600
2022	$2,550.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (1986–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Apr 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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