Rowan County property record for 624 Rawcel St, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1970 |
| Owner | Company Name on Record |
| Last Sale | $40,000 (Jan 2023) |
| Tax Bill | $1,297 (2025) |
| Deeds & Mortgages | Oct 2024 Line of Credit Jan 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-40 00 118.00 |
| Primary APN | 062-40 00 118.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1083 |
|---|---|
| Street Address | 624 RAWCEL ST |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-1093 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT RAWCEL ST |
| Legal Subdivision | THOMAS ADDITION |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 950201 |
Source: Rowan County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1670 JACKSON DR, MOREHEAD, KY 40351-8304 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Oct 16, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF GRAYSON |
| Jan 5, 2023 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2023 · Amount on Record |
| Deed Sale | Jan 5, 2023 · Amount on Record |
| Prior Sale | Jun 12, 2014 |
| Deed Document Number | 2020784 |
| Deed Book / Page | D286 / 527 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 624 RAWCEL ST, MOREHEAD, KY 40351-1093 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00A474/798 |
|---|---|
| Date | Oct 16, 2024 |
| Book Page | A474/798 |
| Instrument | 2032695 |
| Name | FIRST NATIONAL BANK OF GRAYSON |
|---|---|
| Type | Bank |
| Address | MOREHEAD, KY 40351 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 11, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Jan 5, 2023 |
| Property Address | 624 RAWCEL ST, MOREHEAD, KY 40351-1093 |
| Document Number | 00D286/527 |
| Book / Page | D286 / 527 |
| Instrument Date | Dec 22, 2022 |
| Instrument | 2020784 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $40.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 514 COVERED BRIDGE RD, WALLINGFORD, KY 41093-8766 |
| Name | Verified Name |
|---|---|
| Address | 1670 JACKSON DR, MOREHEAD, KY 40351-8304 |
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Municipality | Morehead City |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,297.00 (+281.47%) | $155,000 (+287.5%) Land $15,000 Building $140,000 | $155,000 (+287.5%) Land $15,000 Building $140,000 |
| 2023 | $340.00 | $40,000 Land $15,000 Building $25,000 | $40,000 Land $15,000 Building $25,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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