624 N 16th Ave E, Duluth, MN 55812 Property Records

St. Louis County property record for 624 N 16th Ave E, Duluth, MN 55812 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,404 sqft · built 1914
Lot Size	0.08 acres (3,506 sqft)
Owner	Individual Name on File
Last Sale	$291,718 (Nov 2023)
Tax Bill	$2,650 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-1480-09600`

Property Details

APN / Parcel Number

Primary APN	`010-1480-09600`
Alternative APNs	`1158541` `975413`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,404 sqft Gross Area
1st Floor Area	732 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Metal
Construction Type	Frame
Roof Type	Hip
Lot Area	3,506 sqft (0.08 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	64 sqft
Deck Area	78 sqft
Storage Building	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1158541
Street Address	624 N 16TH AVE E
City	DULUTH
State	MN
Zip	55812-1232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 35 FT OF N 70 FT OF LOTS 1 AND 2 SERIAL #
Legal Subdivision	ENDION DIV OF DULUTH
Legal Block	104
Legal Lot Number	1-2
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1040
Census Tract	1000

Owner

Source: St. Louis County records · APN 010-1480-09600

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	624 N 16TH AVE E, DULUTH, MN 55812-1232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 07, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD HSNG SERVICES
Apr 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage U S BANK N A
Nov 29, 2023	Warranty Deed, Transfer · Conventional Mortgage PARK STATE BANK & TRUST
Mar 10, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 29, 2023 · Amount on Record
Deed Sale	Nov 29, 2023 · Amount on Record
Prior Sale	Aug 25, 2014 · Amount on Record
Deed Document Number	20231478760
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Jul 07, 2026
Property Address	624 N 16TH AVE E, DULUTH, MN 55812-1232
Document Number	0001535724
Instrument Date	Jun 08, 2026
Instrument	20261535724
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 N 16TH AVE E, DULUTH, MN 55812-1232

Mortgage

Document Number	0001535724,
Date	Jul 07, 2026
Instrument	20261535724

Lender

Name	NEIGHBORHOOD HSNG SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 01, 2041

Interest

Rate Type	Fixed Rate
Rate	6.25%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Apr 22, 2026
Property Address	624 N 16TH AVE E, DULUTH, MN 55812-1232
Document Number	0001531219
Instrument Date	Apr 22, 2026
Instrument	20261531219
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	624 N 16TH AVE E, DULUTH, MN 55812-1232

Mortgage

Document Number	0001531219,
Date	Apr 22, 2026
Instrument	20261531219

Lender

Name	U S BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 29, 2023
Property Address	624 N 16TH AVE E, DULUTH, MN 55812-1232
Document Number	0001478760
Instrument Date	Nov 21, 2023
Instrument	1478760
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	NOT AVAILABLE, THE TITLE TEAM NORTH SHORE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$692.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	624 N 16TH AVE E, DULUTH, MN 55812-1232

Mortgage

Document Number	0001478761
Date	Nov 29, 2023
Instrument	1478761

Lender

Name	PARK STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	624 N 16TH AVE E, DULUTH, MN 55812-1232
Transaction Type	Mortgage
Record Updated	Mar 31, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 N 16TH AVE E, DULUTH, MN 55812-1232

Mortgage

Document Number	0001438896
Date	Mar 10, 2022
Instrument	1438896

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 01, 2042

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,650.00 (+11.91%) Homeowner's exemption
2025	$2,368.00 (+9.33%) Homeowner's exemption	$223,000 (+13.03%) Land $13,000 Building $210,000	$223,000 (+13.03%) Land $13,000 Building $210,000
2024		$197,300 (+20.67%) Land $12,700 Building $184,600	$197,300 (+20.67%) Land $12,700 Building $184,600
2023	$2,166.00 Homeowner's exemption
2022		$163,500 Land $14,100 Building $149,400	$163,500 Land $14,100 Building $149,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 796 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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