624 Mud St, Concord, VA 24538 Property Records

Campbell County property record for 624 Mud St, Concord, VA 24538

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,296 sqft · built 2024
Lot Size	1.85 acres (80,673 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Dec 2024)
Tax Bill	$652 (2026)
Deeds & Mortgages	Dec 2024 Sale & Mortgage Nov 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`0500-0A000-020-A`

Property Details

APN / Parcel Number

Primary APN	`0500-0A000-020-A`
Alternative APNs	`50-A-20A` `10040080`

Interior

Bedrooms	3 Beds
Building Area	1,296 sqft Living Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	80,673 sqft (1.85 acres)

Location & Zoning

Account Number	10040080
Street Address	624 MUD ST
City	CONCORD
State	VA
Zip	24538-2588
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NR SPRING MILLS
Jurisdiction	CAMPBELL VA
Township / Civil Division	BROOKNEAL
Census Block Group	1
Census Block	1002
Census Tract	20900

Owner

624 Mud St is owned and occupied by two individuals who bought it in December 2024.

Source: Campbell County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	624 MUD ST, CONCORD, VA 24538-2588
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE LLC
Nov 13, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2024 · Amount on File
Deed Sale	Dec 11, 2024 · Amount on File
Prior Sale	Nov 13, 2023 · Amount on File
Deed Document Number	20246193
Record Updated	Sep 20, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL VA
Recording Date	Dec 11, 2024
Property Address	624 MUD ST, CONCORD, VA 24538-2588
Document Number	0240006193
Instrument Date	Dec 5, 2024
Instrument	240006193
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 MUD ST, CONCORD, VA 24538-2588

Mortgage

Document Number	0240006194
Date	Dec 11, 2024
Instrument	240006194

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL VA
Recording Date	Nov 13, 2023
Property Address	624 MUD ST, CONCORD, VA 24538-2588
Document Number	0230005280
Instrument Date	Nov 7, 2023
Instrument	230005280
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5081 OLD BUCKINGHAM RD, POWHATAN, VA 23139-6818

Tax Assessment & Valuation

The 2026 property tax bill for 624 Mud St was $652.

Source: Campbell County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Campbell County
Unified School District	Campbell County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$652.00	$145,000 Land $20,300 Building $124,700	$145,000 Land $20,300 Building $124,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 624 Mud St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 624 Mud St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Mud St

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