624 Moss Ln, Frankfort, KY 40601 Property Records

Franklin County property record for 624 Moss Ln, Frankfort, KY 40601

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba
Lot Size0.132 acres (5,750 sqft)
Owner2 Individual Names on Record
Last Sale$108,000 (Mar 2021)
Tax Bill$1,485 (2025)
Deeds & MortgagesMar 2007 Mortgage
May 2011 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN048-20-11-008.00

Property Details

APN / Parcel Number

Primary APN048-20-11-008.00
Alternative APN
  • 74142

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story

Exterior

Exterior MaterialBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,750 sqft (0.132 acres)
Lot Dimensions115 ft deep x 50 ft wide
TerrainRolling
View / LotFlood Plain/Flood Zone
DrivewayAsphalt Driveway

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number74142
Street Address624 MOSS LN
CityFRANKFORT
StateKY
Zip40601-9135
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionFRANKLIN KY
Township / Civil DivisionFRANKFORT
Census Block Group1
Census Block1004
Census Tract70401

Owner

Source: Franklin County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address624 MOSS LN, FRANKFORT, KY 40601-9135
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2007Deed of Trust, Mortgage · ARM
FIRST MAGNUS FINANCIAL CORP
May 18, 2011Deed of Trust, Mortgage
STOCKTON MORTGAGE CORP
Mar 12, 2021Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 19, 2019Deed, Transfer · FHA Mortgage
STOCKTON MORTGAGE CORP
Jun 17, 2010Deed, Transfer
CAPITAL TITLE/TX LLC, CAPITAL TITLE LLC
Jun 3, 2010Special Warranty Deed, Transfer · FmHA Mortgage
FARMERS BANK & CAPITAL TRUST CO
Mar 22, 2006Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 12, 2021 · Amount on Record
Deed SaleMar 12, 2021 · Amount on Record
Prior SaleMar 19, 2019 · Amount on Record
Deed Document Number2021519747
Deed Book / Page601 / 87
Record UpdatedJun 8, 2026

March 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN KY
Property Address624 MOSS LN, FRANKFORT, KY 40601-9135
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1051/147
DateMar 23, 2007
Book PageM1051/147
Instrument313801
Lender
NameFIRST MAGNUS FINANCIAL CORP
TypeFunding / Finance Company
AddressTUCSON, AZ 85711
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueApr 1, 2037
Prepayment Penalty00 Months
Interest
Rate TypeAdjustable Rate
Rate8.87%
Type Change DateApr 1, 2012
Change Frequency6 Months
Min Rate At Change8.87%
Max Rate At Change14.8%
Index6-Month LIBOR
Max Rate14.8%

May 2011: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN KY
Property Address624 MOSS LN, FRANKFORT, KY 40601-9135
Transaction TypeMortgage
Record UpdatedMar 27, 2026
Title CompanyCAPITAL TITLE/TX LLC, CAPITAL TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0M1204/513
DateMay 18, 2011
Book PageM1204/513
Instrument371659
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
AddressFRANKFORT, KY 40601
Agreement
AmountAmount Recorded
Term361 Months
DueJun 1, 2041

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN KY
Recording DateMar 12, 2021
Property Address624 MOSS LN, FRANKFORT, KY 40601-9135
Document Number000D601/87
Book / PageD601 / 87
Instrument DateMar 11, 2021
Instrument519747
Transaction TypeTransfer
Record UpdatedMar 27, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$108.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3185 TIBURON WAY, LEXINGTON, KY 40511-8672

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address624 MOSS LN, FRANKFORT, KY 40601-9135

Mortgage

Document Number0000519748
DateMar 12, 2021
Instrument519748
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

March 2019: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN KY
Recording DateMar 19, 2019
Property Address624 MOSS LN, FRANKFORT, KY 40601-9135
Document Number00D584/229
Book / PageD584 / 229
Instrument DateMar 15, 2019
Instrument486602
Transaction TypeTransfer
Record UpdatedMar 27, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$94.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address109 PEBBLE BEACH CT, FRANKFORT, KY 40601-8822

Transferred To (Grantee/Buyer)

NameVerified Name
Address624 MOSS LN, FRANKFORT, KY 40601-9135

Mortgage

Document Number0000486603
DateMar 19, 2019
Instrument486603
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

Mortgage

Document Number0M1483/588
DateMar 19, 2019
Book PageM1483/588
Instrument486604
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueApr 1, 2029

June 2010: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN KY
Recording DateJun 17, 2010
Property Address624 MOSS LN, FRANKFORT, KY 40601-9135
Document Number00D521/178
Book / PageD521 / 178
Instrument DateJun 9, 2010
Instrument358947
Transaction TypeTransfer
Record UpdatedMar 27, 2026
Title CompanyCAPITAL TITLE/TX LLC, CAPITAL TITLE LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address005 HUMSTON DRIVE, LAWRENCEBURG, KY 40342

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address205 HUMSTON DR, LAWRENCEBURG, KY 40342-1904

June 2010: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionFRANKLIN KY
Recording DateJun 3, 2010
Property Address624 MOSS LN, FRANKFORT, KY 40601-9135
Document Number00D520/764
Book / PageD520 / 764
Instrument DateMay 21, 2010
Instrument358410
Transaction TypeTransfer
Record UpdatedMar 27, 2026

Transaction

AmountAmount Recorded
Tax$30.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1670 BROADWAY STE 700, 700, DENVER, CO 80202-4809

Transferred To (Grantee/Buyer)

NameVerified Name
Address205 HUMSTON DR, LAWRENCEBURG, KY 40342-1904

Mortgage

Document Number0M1172/532
DateJun 17, 2010
Book PageM1172/532
Instrument358949
Lender
NameFARMERS BANK & CAPITAL TRUST CO
TypeNon-Lending Institution
AddressFRANKFORT, KY 40601
Agreement
TypeFmHA Mortgage
AmountAmount Recorded
Term6 Months
DueDec 9, 2010

March 2006: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN KY
Recording DateMar 22, 2006
Property Address624 MOSS LN, FRANKFORT, KY 40601-9135
Document Number00D489/542
Book / PageD489 / 542
Instrument DateMar 10, 2006
Instrument296523
Transaction TypeTransfer
Record UpdatedMar 27, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address616 MARRIOTT DR STE 400, 400, NASHVILLE, TN 37214-5064

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Living Trust
Address624 MOSS LN, FRANKFORT, KY 40601-9135
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,485.00 (+0.27%)$124,000 (-) Land $14,000 Building $110,000$124,000 (-) Land $14,000 Building $110,000
2023$1,481.00$124,000$124,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims11 (1984–2025)
Claims Outside the SFHA1 of 11
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 3 claims
  • Severe Storms & Flooding, Feb 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKFORT PLANT BOARD
serves 52,153 people · EPA ID KY0370143
Water SourceSurface water
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frankfort Plant Board
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20

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