624 Morgan Way, El Cajon, CA 92020 Property Records

San Diego County property record for 624 Morgan Way, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,720 sqft · built 2000
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on File
Last Sale	$686,000 (Dec 2020)
Tax Bill	$9,394 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`492-290-08-00`

Property Details

APN / Parcel Number

Primary APN	`492-290-08-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,720 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	624 MORGAN WAY
City	EL CAJON
State	CA
Zip	92020-7340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 80 TR 003227
Legal Subdivision	CHASE MEADOWS
Legal Tract	003227
Legal Block	3
Legal Lot Number	80
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3007
Census Tract	15902

Owner

624 Morgan Way is owned and occupied by two individuals who bought it in December 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	624 MORGAN WAY, EL CAJON, CA 92020-7340
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 31, 2020	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 8, 2020	Deed of Trust, Mortgage · Conventional with PMI ANCHOR LNS
Jan 21, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2020 · Amount on File
Deed Sale	Dec 31, 2020 · Amount on File
Prior Sale	Jan 21, 2020 · Amount on File
Deed Document Number	2020851429
Prior Transfer Date	Feb 12, 1997
Prior Transfer Doc	0000078258
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	624 MORGAN WAY, EL CAJON, CA 92020-7340
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 MORGAN WAY, EL CAJON, CA 92020-7340

Mortgage

Document Number	0000628247
Date	Sep 3, 2021
Instrument	2021-0628247

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 31, 2020
Property Address	624 MORGAN WAY, EL CAJON, CA 92020-7340
Document Number	0000851429
Map Reference	MAP 3227
Instrument Date	Dec 1, 2020
Instrument	2020-0851429
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	624 MORGAN WAY, EL CAJON, CA 92020-7340

Mortgage

Document Number	0000851430
Date	Dec 31, 2020
Instrument	2020-0851430

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	624 MORGAN WAY, EL CAJON, CA 92020-7340
Document Number	0000183657
Instrument Date	Apr 8, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	TICOR TITLE-SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	624 MORGAN WAY EL CAJON CA 920207340, EL CAJON, CA 92020-7340
Investor	Possibly a Property Investor

Mortgage

Document Number	0000183657
Date	Apr 10, 2020
Instrument	183657

Lender

Name	ANCHOR LNS
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional with PMI
Amount	Amount on Record

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 21, 2020
Property Address	624 MORGAN WAY, EL CAJON, CA 92020-7340
Document Number	0000031677
Instrument Date	Jan 15, 2020
Instrument	31677
Transaction Type	Transfer
Record Updated	Feb 5, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Tax	$420.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1025 W LAUREL ST #106 SAN DIEGO CA 921011254, 106, SAN DIEGO, CA 92101-1254

Tax Assessment & Valuation

The 2025 property tax bill for 624 Morgan Way was $9,394.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$757,396 (+2%) Land $485,794 Building $271,602
2025	$9,394.00	$742,546 Land $476,269 Building $266,277
2023	$9,203.00 (+3.52%)	$713,714 Land $457,776 Building $255,938
2022	$8,890.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 624 Morgan Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 624 Morgan Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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