624 James View Rd, Marion, NC 28752 Property Records

McDowell County property record for 624 James View Rd, Marion, NC 28752

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,913 sqft · built 2023
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$27,000 (May 2021)
Tax Bill	$2,920 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1702-02-67-0181`

Property Details

APN / Parcel Number

Primary APN	`1702-02-67-0181`
Alternative APN	`74777`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,913 sqft Heated Area
Gross Area	4,594 sqft
1st Floor Area	1,913 sqft
Basement Area	1,913 sqft
Unfinished Basement	1,913 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	74777
Street Address	624 JAMES VIEW RD
City	MARION
State	NC
Zip	28752-2900
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	3.0 AC LT 12 LAKEWOOD SD PB 12/74
Legal Subdivision	LAKEWOOD SD
Legal Lot Number	12
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	2
Census Block	2001
Census Tract	970300

Owner

Source: McDowell County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	804 RUTHERFORD RD, MARION, NC 28752-6593
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 31, 2023	Deed of Trust, Mortgage · Construction Mortgage INTERCOASTAL MORTGAGE
May 20, 2021	Warranty Deed, Construction Loan · Construction Mortgage INTERCOASTAL MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2021 · Amount on Record
Deed Sale	May 20, 2021 · Amount on Record
Prior Sale	May 31, 2006 · Amount on Record
Deed Document Number	20213276
Deed Book / Page	1354 / 208
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Recording Date	May 15, 2026
Property Address	624 JAMES VIEW RD, MARION, NC 28752-2900
Document Number	0000002345
Book / Page	1538 / 459
Instrument Date	May 2, 2026
Instrument	20262345
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TOWNSGATE CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 JAMES VIEW RD, MARION, NC 28752-2900

Mortgage

Document Number	0000002345,
Date	May 15, 2026
Book Page	1538/459
Instrument	20262345

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	624 JAMES VIEW RD, MARION, NC 28752-2900
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 RUTHERFORD RD, MARION, NC 28752-6593

Mortgage

Document Number	0014250573
Date	Jan 31, 2023
Book Page	1425/573
Instrument	2023000413

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Feb 1, 2024

May 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	May 20, 2021
Property Address	624 JAMES VIEW RD, MARION, NC 28752-2900
Document Number	0013540208
Book / Page	1354 / 208
Map Reference	MB 12 PG 74,91,92&96
Instrument Date	May 16, 2021
Instrument	2021003276
Transaction Type	Construction Loan
Record Updated	Jan 16, 2023

Transaction

Amount	Amount Recorded
Tax	$54.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 RUTHERFORD RD, MARION, NC 28752-6593

Mortgage

Document Number	2021003277
Date	May 20, 2021
Instrument	2021003277

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jun 1, 2022

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,920.00 (+1,310.63%)	$408,850 (+1,262.83%) Land $30,000 Building $378,850
2023	$207.00	$30,000 Land $30,000	$408,850 Land $30,000 Building $378,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Sep 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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