624 James Chapel Rd, Clyde, NC 28721 Property Records

Haywood County property record for 624 James Chapel Rd, Clyde, NC 28721 · Last verified November 2023

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,333 sqft · built 1992
Lot Size1.71 acres (74,793 sqft)
OwnerCompany Name on File
Deeds & MortgagesJun 2023 Sale
May 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8740-67-3802

Property Details

APN / Parcel Number

Primary APN8740-67-3802
Alternative APN
  • 62087

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,333 sqft Heated Area
Basement Area1,333 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Exterior MaterialLogs
Lot Area74,793 sqft (1.71 acres)
PorchOpen Porch
Porch Area774 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number62087
Street Address624 JAMES CHAPEL RD
CityCLYDE
StateNC
Zip28721-8882
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description624 JAMES CHAPEL RD
JurisdictionHAYWOOD NC
Census Block Group2
Census Block2017
Census Tract920102

Owner

Source: Haywood County records · APN 8740-67-3802

Assessment roll updated January 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address737 BELLE ISLE DR, ALPHARETTA, GA 30009-3301
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 07, 2023Warranty Deed, Transfer
May 08, 2023Warranty Deed, Transfer · Conventional Mortgage
SOUTHERN FIRST BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 07, 2023
Deed SaleJun 07, 2023
Prior SaleMay 08, 2023 · Amount on Record
Deed Document Number2023004785
Deed Book / Page1087 / 2356
Record UpdatedJun 07, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateJun 07, 2023
Property Address624 JAMES CHAPEL RD, CLYDE, NC 28721-8882
Document Number0010872356
Book / Page1087 / 2356
Map ReferenceMB G PG 47
Instrument DateJun 07, 2023
Instrument2023004785
Transaction TypeTransfer
Record UpdatedJun 21, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address737 BELLE ISLE DR, ALPHARETTA, GA 30009-3301

Transferred To (Grantee/Buyer)

NameVerified Name
Address737 BELLE ISLE DR, ALPHARETTA, GA 30009-3301

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateMay 08, 2023
Property Address624 JAMES CHAPEL RD, CLYDE, NC 28721-8882
Document Number0010860149
Book / Page1086 / 149
Map ReferenceMB G PG 47
Instrument DateMay 04, 2023
Instrument2023003842
Transaction TypeTransfer
Record UpdatedMay 24, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address624 JAMES CHAPEL RD, CLYDE, NC 28721-8882

Transferred To (Grantee/Buyer)

NameVerified Name
Address737 BELLE ISLE DR, ALPHARETTA, GA 30009-3301

Mortgage

Document Number2023003843
DateMay 08, 2023
Instrument2023003843
Lender
NameSOUTHERN FIRST BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053
Interest
Rate TypeAdjustable Rate
Rate6.25%
AdjustableAdjustable Rate Rider
Type Change DateJun 01, 2030
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change11.2%
Index6-Month LIBOR
Margin3
Max Rate11.2%

Tax Assessment & Valuation

Source: Haywood County records · Assessment roll updated January 1, 2023 · Last verified November 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearAssessed ValueAssessed Market Value
2023$273,300 Land $37,100 Building $236,200$273,300 (-) Land $37,100 Building $236,200
2021$273,300 Land $37,100 Building $236,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370879201022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1994–1999)
Claims Outside the SFHA1 of 3
Most Recent ClaimJun 1999, river or lake flooding

Wildfire

Wildfire RiskModerate
above 70% of the US · above 92% of North Carolina
Wildfire LikelihoodAbout 1 in 323 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on James Chapel Rd

Nearby Streets

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