624 Hay River St, Garner, NC 27529 Property Records

Wake County property record for 624 Hay River St, Garner, NC 27529

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,522 sqft · built 2005
Lot Size0.389 acres (16,988 sqft)
OwnerIndividual Name on Record
Last Sale$224,000 (Sep 2017)
Tax Bill$2,564 (2023)
Deeds & MortgagesFeb 2023 Mortgage
Jan 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN1721.05-19-0482 0323789

Property Details

APN / Parcel Number

Primary APN1721.05-19-0482 0323789
Alternative APN
  • 0323789

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,522 sqft Heated Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area16,988 sqft (0.389 acres)
Garage Area520 sqft
PorchPorch
Porch Area102 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0323789
Street Address624 HAY RIVER ST
CityGARNER
StateNC
Zip27529-6209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionLO189 HUNTERS MARK SUB PH3A BM2004-01493
Legal Township16
Legal SubdivisionHUNTERS MARK SUB
Legal Lot Number189
JurisdictionWAKE NC
Township / Civil DivisionST. MARYS
Census Block Group2
Census Block2002
Census Tract52815

Owner

Source: Wake County records, as of April 18, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address624 HAY RIVER ST, GARNER, NC 27529-6209
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2023Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Jan 4, 2021Deed of Trust, Mortgage · VA Mortgage
PHH MORTGAGE SERVICES CORP
Sep 11, 2017Warranty Deed, Transfer · VA Mortgage
PHH HM LNS
Jan 25, 2017Deed of Trust, Mortgage · Conventional Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 11, 2017 · Amount on Record
Deed SaleSep 11, 2017 · Amount on Record
Prior SaleApr 2, 2008 · Amount on Record
Deed Document Number0016905270
Deed Book / Page16905 / 270
Record UpdatedJun 7, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address624 HAY RIVER ST, GARNER, NC 27529-6209
Transaction TypeMortgage
Record UpdatedFeb 23, 2023
Title CompanyCLOSING USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address624 HAY RIVER ST, GARNER, NC 27529-6209

Mortgage

Document Number19260/1935
DateFeb 14, 2023
Book Page19260/1935
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address624 HAY RIVER ST, GARNER, NC 27529-6209
Transaction TypeMortgage
Record UpdatedMay 5, 2022
Title CompanySERVICELINK EAST

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number018272/355
DateJan 4, 2021
Book Page18272/355
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAKE NC
Recording DateSep 11, 2017
Property Address624 HAY RIVER ST, GARNER, NC 27529-6209
Document Number169050270
Book / Page016905 / 000270
Instrument DateSep 7, 2017
Transaction TypeTransfer
Record UpdatedJul 25, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$448.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address624 HAY RIVER ST GARNER NC 275296209, GARNER, NC 27529-6209

Mortgage

Document Number169050274
DateSep 11, 2017
Book Page016905/000274
Lender
NamePHH HM LNS
TypeFunding / Finance Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 10, 2047

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address624 HAY RIVER ST, GARNER, NC 27529-6209
Document Number166802253
Instrument DateJan 25, 2017
Transaction TypeMortgage
Record UpdatedJul 24, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address624 HAY RIVER ST GARNER NC 275296209, GARNER, NC 27529-6209

Mortgage

Document Number166802253
DateJan 30, 2017
Book Page016680/002253
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 29, 2047

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWake County
MunicipalityGarner Town
Unified School DistrictWake County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,564.00$243,161 Land $43,000 Building $200,161$243,161 Land $43,000 Building $200,161

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Hay River St

Nearby Streets

Search Property Records by Address or Parcel Number