624 Gainsborough Ln, Cameron, NC 28326 Property Records

Harnett County property record for 624 Gainsborough Ln, Cameron, NC 28326

Property Summary

Property Type	Mobile Home
Details	1,836 sqft · built 2022
Lot Size	21.4 acres (933,926 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Feb 2022)
Tax Bill	$2,915 (2026)
Deeds & Mortgages	Jan 2023 Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1500047754`

Property Details

APN / Parcel Number

Primary APN	`1500047754`
Alternative APN	`099564 0098`

Interior

Building Area	1,836 sqft Heated Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Mobile Home
Lot Area	933,926 sqft (21.4 acres)

Location & Zoning

Account Number	1500047754
Street Address	624 GAINSBOROUGH LN
City	CAMERON
State	NC
Zip	28326-7482
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RA20R
Legal Description	21.5 ACRES RONNIE THOMAS
Jurisdiction	HARNETT NC
Township / Civil Division	JOHNSONVILLE
Census Block Group	1
Census Block	1000
Census Tract	71402

Owner

624 Gainsborough Ln, a mobile home, is owned and occupied by two individuals who bought it in February 2022.

Source: Harnett County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	624 GAINSBOROUGH LN, CAMERON, NC 28326-7482
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Deed of Trust, Mortgage · Commercial Mortgage VAN DYK MORTGAGE CORP
May 4, 2023	Deed of Trust, Mortgage · FHA Mortgage PRIMELENDING
Feb 16, 2022	Intrafamily Transfer, Transfer
Feb 24, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2022 · Amount on File
Deed Sale	Feb 24, 2022 · Amount on File
Deed Document Number	20223981
Deed Book / Page	4118 / 735
Prior Transfer Date	Feb 15, 2022
Prior Transfer Doc	0000003374
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	624 GAINSBOROUGH LN, CAMERON, NC 28326-7482
Transaction Type	Mortgage
Record Updated	Aug 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 LONE PINE LOOP, FUQUAY VARINA, NC 27526-3723

Mortgage

Document Number	0000000647
Date	Jan 13, 2023
Book Page	4179/1650
Instrument	2023000647

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	624 GAINSBOROUGH LN, CAMERON, NC 28326-7482
Transaction Type	Mortgage
Record Updated	Aug 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007025
Date	May 4, 2023
Book Page	4191/2111
Instrument	2023007025

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARNETT NC
Recording Date	Feb 16, 2022
Property Address	624 GAINSBOROUGH LN, CAMERON, NC 28326-7482
Document Number	0000003374
Book / Page	4115 / 495
Instrument Date	Feb 15, 2022
Instrument	2022003374
Transaction Type	Transfer
Record Updated	Aug 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 COUNTRY ESTATES DR W, RAINIER, WA 98576-9516

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Feb 24, 2022
Property Address	624 GAINSBOROUGH LN, CAMERON, NC 28326-7482
Document Number	0000003981
Book / Page	4118 / 735
Instrument Date	Dec 7, 2021
Instrument	2022003981
Transaction Type	Transfer
Record Updated	Aug 31, 2023

Transaction

Amount	Amount on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	322 COUNTRY ESTATES DR W, RAINIER, WA 98576-9516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 LONE PINE LOOP, FUQUAY VARINA, NC 27526-3723

Tax Assessment & Valuation

The 2026 property tax bill for 624 Gainsborough Ln was $2,915, up 77.9% from the year before.

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,915.00 (+77.85%)	$377,455 (+72.65%)	$377,455 (+72.65%) Land $139,480 Building $237,975
2025	$1,639.00	$218,628	$218,628 Land $76,650 Building $141,978
2023	$480.00	$67,650	$67,650 Land $67,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 624 Gainsborough Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 624 Gainsborough Ln is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 80% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gainsborough Ln

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