624 E 5th St, Tipton, IA 52772 Property Records

Cedar County property record for 624 E 5th St, Tipton, IA 52772

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,296 sqft · built 1903
Lot Size	0.198 acres (8,668 sqft)
Owner	Individual Name on File
Tax Bill	$1,846 (2024)
Deeds & Mortgages	Aug 2019 Mortgage Aug 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`048011062040140`

Property Details

APN / Parcel Number

Primary APN	`048011062040140`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
Attic	Attic
Attic Area	88 sqft
Basement Area	1,208 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1903
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,668 sqft (0.198 acres)
Porch	Enclosed Porch
Porch Area	136 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	624 E 5TH ST
City	TIPTON
State	IA
Zip	52772-1940
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESCOTTS ADD LOT 8 EXC N 8' BLK 4
Legal Block	4
Jurisdiction	CEDAR IA
Township / Civil Division	CENTER
Census Block Group	3
Census Block	3016
Census Tract	450300

Owner

Source: Cedar County assessment roll, as of May 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	624 E 5TH ST, TIPTON, IA 52772-1940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2019	Deed of Trust, Mortgage · Balloon Mortgage BANK OF AMERICA NA
Aug 3, 2021	Warranty Deed, Transfer · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 8, 2021
Deed Sale	Nov 8, 2021
Prior Sale	Oct 21, 2008 · Amount on Record
Deed Document Number	0001621291
Deed Book / Page	1602 / 281
Prior Transfer Date	Aug 3, 2021
Prior Transfer Doc	2021 2952
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	624 E 5TH ST, TIPTON, IA 52772-1940
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001481/122
Date	Aug 22, 2019
Book Page	1481/122
Instrument	2526

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Aug 3, 2021
Property Address	624 E 5TH ST, TIPTON, IA 52772-1940
Document Number	001602/281
Book / Page	1602 / 281
Instrument Date	Aug 2, 2021
Instrument	2021 2952
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$184.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 E 5TH ST, TIPTON, IA 52772-1940

Mortgage

Document Number	001602/284
Date	Aug 3, 2021
Book Page	1602/284
Instrument	2021 2953

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Tipton City
Unified School District	Tipton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$122,970 (+14.65%) Land $15,860 Building $107,110	$122,970 (+14.65%) Land $15,860 Building $107,110
2024	$1,846.00 (+19.71%)
2023		$107,260 (+26.62%) Land $15,860 Building $91,400	$107,260 (+26.62%) Land $15,860 Building $91,400
2022	$1,542.00 Homeowner's exemption	$84,710 Land $12,980 Building $71,730
2021			$84,710 Land $12,980 Building $71,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2013

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TIPTON WATER SUPPLY serves 3,149 people · EPA ID IA1689022
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clarence Telephone Company Fiber	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Uniti Group DSL · Fiber in parts of the area	200 / 20
LTD Broadband Fixed Wireless	150 / 130

May also be available: T-Mobile USA.

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