624 E 45th St, Savannah, GA 31405 Property Records

Chatham County property record for 624 E 45th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,811 sqft · built 1948
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on Record
Tax Bill	$5,675 (2025)
Deeds & Mortgages	Jan 2022 Sale Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-0076-19-009`

Property Details

APN / Parcel Number

Primary APN	`2-0076-19-009`
Alternative APN	`C297U669`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,811 sqft Living Area
1st Floor Area	1,651 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1985
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	40 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	624 E 45TH ST
City	SAVANNAH
State	GA
Zip	31405-2436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	EASTERN PT OF LOT 96 DIXON WD P RB 10P 42
Legal Subdivision	DIXON WARD
Legal Lot Number	96
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2007
Census Tract	3000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	624 E 45TH ST, SAVANNAH, GA 31405-2436
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Warranty Deed, Transfer
Nov 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANKSOUTH MORTGAGE
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANKSOUTH MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2022
Deed Sale	Jan 26, 2022
Prior Sale	Apr 27, 2011 · Amount on Record
Deed Document Number	2022871
Deed Book / Page	2690 / 330
Prior Transfer Date	Jan 4, 2022
Prior Transfer Doc	0026900330
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jan 4, 2022
Property Address	624 E 45TH ST, SAVANNAH, GA 31405-2436
Document Number	0026900330
Book / Page	2690 / 330
Instrument Date	Jan 4, 2022
Instrument	2022-000871
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 E 45TH ST, SAVANNAH, GA 31405-2436

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	624 E 45TH ST, SAVANNAH, GA 31405-2436
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1227/260
Date	Nov 28, 2017
Book Page	1227/260
Instrument	30720380014

Lender

Name	BANKSOUTH MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	624 E 45TH ST, SAVANNAH, GA 31405-2436
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 E 45TH ST, SAVANNAH, GA 31405-2436

Mortgage

Document Number	0000002125/0000000293
Date	Nov 4, 2020
Book Page	0000002125/0000000293
Instrument	032675590016

Lender

Name	BANKSOUTH MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,680 (+0.32%) Land $64,000 Building $200,680	$661,700 (+0.32%) Land $160,000 Building $501,700
2025	$5,675.00 (-0.6%) Homeowner's exemption	$263,840 (+20.59%) Land $64,000 Building $199,840	$659,600 (+20.59%) Land $160,000 Building $499,600
2024	$5,709.00 (-20.49%)
2023		$218,800 (+18.76%) Land $64,800 Building $154,000	$547,000 (+18.76%) Land $162,000 Building $385,000
2022	$7,180.00	$184,240 Land $20,000 Building $164,240	$460,600 Land $50,000 Building $410,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 87 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	87 in force
Nearby Flood Claims	215 (1979–2024)
Claims Outside the SFHA	209 of 215
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave, Hotwire Communications, LiveOak Fiber.

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