Bay County property record for 624 E 13th St, Panama City, FL 32401
| Property Type | Commercial Vacant Land |
|---|---|
| Details | 4,243 sqft · built 1967 |
| Lot Size | 0.308 acres (13,416 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,155 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 16878-000-000 |
| Primary APN | 16878-000-000 |
|---|
| Total Rooms | 12 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 4,243 sqft Gross Area |
| 1st Floor Area | 4,243 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plywood |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Fire Resistance | Fireproof Steel Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 13,416 sqft (0.308 acres) |
| Lot Dimensions | 111 ft deep x 121 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Convection |
| Street Address | 624 E 13TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-2868 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Local Zoning Code | PC09 |
| Legal Description | CARVER HTS LOTS 1 & 2 BLK 1 LESS HWY 77 R/W DOT PRCL# 179 ORB 1064 P 1895 ORB 2230 P 2334 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 04 |
| Legal Subdivision | CARVER HTS |
| Legal Block | 1 |
| Legal Lot Number | 1,2 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 1600 |
624 E 13th St, commercial vacant land, is owned by an individual who acquired it in January 2003.
Source: Bay County records, as of May 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 EISENTOWN DR, LOVETTSVILLE, VA 20180-8538 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 24, 2003 |
| Deed Sale | Jan 24, 2003 |
| Deed Document Number | 20034921 |
| Deed Book / Page | 2230 / 2334 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 624 E 13th St was $1,155, down 33.4% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,155.00 (-33.35%) | $73,156 (-8.97%) Land $67,155 Building $6,001 | $73,156 (-8.97%) Land $67,155 Building $6,001 |
| 2024 | $1,733.00 (+21.19%) | $80,362 (-) Land $67,155 Building $13,207 | $80,362 (-) Land $67,155 Building $13,207 |
| 2023 | $1,430.00 (+17.79%) | $80,362 (+20.07%) Land $67,155 Building $13,207 | $80,362 (+20.07%) Land $67,155 Building $13,207 |
| 2022 | $1,214.00 | $66,931 Land $53,724 Building $13,207 | $66,931 Land $53,724 Building $13,207 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 624 E 13th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (2008–2023) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 624 E 13th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: AT&T, T-Mobile.
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