624 Durrett St, Covington, KY 41014 Property Records

Kenton County property record for 624 Durrett St, Covington, KY 41014

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,013 sqft · built 1914
Lot Size0.043 acres (1,881 sqft)
Owner2 Individual Names on Record
Last Sale$225,000 (Sep 2026)
Tax Bill$1,656 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Jun 2020 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN055-32-30-009.00

Property Details

APN / Parcel Number

Primary APN055-32-30-009.00

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,013 sqft Finished Area
Gross Area1,165 sqft

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1914
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area1,881 sqft (0.043 acres)
Lot Dimensions57 ft deep x 33 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address624 DURRETT ST
CityCOVINGTON
StateKY
Zip41014-1528
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWALLACE PT LOT 169 33'X 57' NWC DURRETT & GLENWAY
Legal SubdivisionWALLACE ROBERT
Legal Lot Number169
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1025
Census Tract61000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Austinburg Historic District
listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2624 DURRETT ST, COVINGTON, KY 41014
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2026Warranty Deed, Transfer · FHA Mortgage
OCMBC INC
Jun 5, 2020Warranty Deed, Transfer · Conventional with PMI
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 2026 · Amount on Record
Deed SaleSep 4, 2026 · Amount on Record
Prior SaleJun 5, 2020 · Amount on Record
Deed Document Number202620372
Deed Book / Page493 / 721
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 4, 2026
Property Address624 DURRETT ST, COVINGTON, KY 41014-1528
Document Number0000020372
Book / Page493 / 721
Instrument DateAug 27, 2026
Instrument202620372
Transaction TypeTransfer
Record UpdatedSep 23, 2026
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$22,725.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman

Mortgage

Document Number0000020373,
DateSep 4, 2026
Instrument2026090420373
Lender
NameOCMBC INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term240 Months
DueSep 1, 2046
Interest
Max Rate-1%

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 5, 2020
Property Address624 DURRETT ST, COVINGTON, KY 41014-1528
Document Number0000000060
Book / Page000024 / 000719
Instrument DateMay 21, 2020
Instrument60
Transaction TypeTransfer
Record UpdatedJul 20, 2020
Title CompanyAMERICAN HOMELAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$125.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address624 DURRETT ST COVINGTON KY 410141528, COVINGTON, KY 41014-1528

Mortgage

Document Number61
DateJun 5, 2020
Book Page000M53/000502
Instrument61
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 4, 2050

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$125,000 (-) Land $10,000 Building $115,000$125,000 (-) Land $10,000 Building $115,000
2025$1,656.00 (-0.54%)$125,000 (-) Land $5,000 Building $120,000$125,000 (-) Land $5,000 Building $120,000
2023$1,665.00$125,000 Land $5,000 Building $120,000$125,000 Land $5,000 Building $120,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1979)
Most Recent ClaimJul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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