624 Denning Pl, Charlotte, NC 28227 Property Records

Mecklenburg County property record for 624 Denning Pl, Charlotte, NC 28227

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,671 sqft · built 2020
Lot Size0.45 acres (19,602 sqft)
OwnerIndividual Name on Record
Last Sale$311,500 (Oct 2021)
Tax Bill$3,796 (2024)
Deeds & MortgagesFeb 2021 Line of Credit
Apr 2026 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN135-044-03

Property Details

APN / Parcel Number

Primary APN135-044-03

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,671 sqft Living Area
1st Floor Area1,475 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area19,602 sqft (0.45 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address624 DENNING PL
CityCHARLOTTE
StateNC
Zip28227-1280
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL4 B4 M7-393
Legal SubdivisionFAIRFIELD PARK
Legal Block4
Legal Lot Number4
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2010
Census Tract1911

Owner

Source: Mecklenburg County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8837 INDIAN TRAIL FAIRVIEW RD, INDIAN TRAIL, NC 28079-7772
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2021Deed of Trust, Mortgage · Line of Credit
SLW INVESTMENTS LLC
Apr 24, 2026Warranty Deed, Transfer · Line of Credit
LATINO COMMUNITY CREDIT UNION
Oct 28, 2021Warranty Deed, Transfer · Conventional Mortgage
LATINO COMMUNITY CU
Jun 4, 2020Warranty Deed, Transfer
INVESTORS TITLE COMPANY, INVESTORS TITLE CO.
Apr 23, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 28, 2021 · Amount on Record
Deed SaleOct 28, 2021 · Amount on Record
Prior SaleJun 4, 2020 · Amount on Record
Deed Document Number2021206445
Deed Book / Page36700 / 777
Last Transfer DateApr 24, 2026
Transfer Doc0000042471
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address8837 INDIAN TRAIL FAIRVIEW RD, INDIAN TRAIL, NC 28079-7772
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000031439
DateFeb 18, 2021
Book Page35687/820
Instrument2021031439
Lender
NameSLW INVESTMENTS LLC
TypeNon-Lending Institution
AddressFORT MILL, SC 29707
Agreement
TypeLine of Credit
AmountAmount Recorded

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateApr 24, 2026
Property Address624 DENNING PL, CHARLOTTE, NC 28227-1280
Document Number0000042471
Book / Page40371 / 162
Instrument DateApr 24, 2026
Instrument202642471
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8837 INDIAN TRAIL FAIRVIEW RD, INDIAN TRAIL, NC 28079-7772

Mortgage

Document Number0000042472,
DateApr 24, 2026
Instrument202642472
Lender
NameLATINO COMMUNITY CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
Interest
Rate6.11%
Max Rate-1%

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 28, 2021
Property Address8837 INDIAN TRAIL FAIRVIEW RD, INDIAN TRAIL, NC 28079-7772
Document Number0000206445
Book / Page36700 / 777
Map ReferenceMB 7 PG 393
Instrument DateOct 28, 2021
Instrument2021206445
Transaction TypeTransfer
Record UpdatedMay 7, 2026
Title CompanyINVEST TITLE, INVESTORS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$623.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1044 PREAKNESS BLVD, INDIAN TRAIL, NC 28079-5741

Transferred To (Grantee/Buyer)

NameVerified Name
Address8837 INDIAN TRAIL FAIRVIEW RD, INDIAN TRAIL, NC 28079-7772

Mortgage

Document Number0000206446
DateOct 28, 2021
Instrument2021206446
Lender
NameLATINO COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateNov 1, 2026
Change Frequency5 Years
Min Rate At Change5.25%
Max Rate At Change11.5%
Index5-Year TN
Margin3
Max Rate11.5%

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 4, 2020
Property Address624 DENNING PL, CHARLOTTE, NC 28227-1280
Document Number0000081352
Book / Page034652 / 000724
Instrument DateMay 28, 2020
Instrument81352
Transaction TypeTransfer
Record UpdatedJun 29, 2020
Title CompanyINVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

AmountAmount Recorded
Tax$82.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address624 DENNING PL CHARLOTTE NC 28227, CHARLOTTE, NC 28227

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateApr 23, 2019
Property Address624 DENNING PL, CHARLOTTE, NC 28227-1280
Document Number0000047151
Book / Page033447 / 000165
Instrument DateApr 17, 2019
Instrument47151
Transaction TypeTransfer
Record UpdatedMay 29, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$378.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address624 DENNING PL CHARLOTTE NC 28227, CHARLOTTE, NC 28227

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$481,100 Land $70,000 Building $411,100$481,100 Land $70,000 Building $411,100
2024$3,796.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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