624 Co Rd 408D, Valley Spring, TX 76885 Property Records

Llano County property record for 624 Co Rd 408D, Valley Spring, TX 76885

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,640 sqft · built 2015
Lot Size	0.598 acres (26,087 sqft)
Owner	2 Individual Names on File
Last Sale	$342,000 (Nov 2021)
Tax Bill	$3,457 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13220-009-0005-0`

Property Details

APN / Parcel Number

Primary APN	`13220-009-0005-0`
Alternative APN	`22787`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,640 sqft Living Area
1st Floor Area	1,360 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	26,087 sqft (0.598 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	381 sqft
Storage Building	63 sqft
Utility Building	462 sqft

Location & Zoning

Account Number	13220-009-0005-0
Street Address	624 COUNTY ROAD 408D
City	VALLEY SPRING
State	TX
Zip	76885-2506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY SPRING BLK 9 LTS 5-10
Legal Subdivision	VALLEY SPRING
Legal Block	9
Legal Lot Number	5-10
Jurisdiction	LLANO TX
Township / Civil Division	LLANO NORTH
Census Block Group	2
Census Block	2009
Census Tract	970100

Owner

624 Co Rd 408D is owned and occupied by two individuals who bought it in November 2021.

Source: Llano County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	624 COUNTY ROAD 408D, VALLEY SPRING, TX 76885-2506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage LLANO NATIONAL BANK
Dec 8, 2025	Warranty Deed, Transfer HIGHLAND LAKES TITLE-BURNET, HIGHLAND LAKES TITLE
Nov 24, 2021	Vendor's Lien, Transfer · Conventional Mortgage NATIONS RELIABLE LENDING LLC
Apr 9, 2021	Vendor's Lien, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2021 · Amount on File
Deed Sale	Nov 24, 2021 · Amount on File
Prior Sale	Apr 9, 2021 · Amount on File
Deed Document Number	202111073
Prior Transfer Date	Oct 13, 2015
Prior Transfer Doc	01561/0841
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LLANO TX
Recording Date	Apr 30, 2026
Property Address	624 COUNTY ROAD 408D, VALLEY SPRING, TX 76885-2506
Document Number	0000002427
Instrument Date	Apr 30, 2026
Instrument	20262427
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002427,
Date	Apr 30, 2026
Instrument	20262427

Lender

Name	LLANO NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 2, 2036

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LLANO TX
Recording Date	Dec 8, 2025
Property Address	624 COUNTY ROAD 408D, VALLEY SPRING, TX 76885-2506
Document Number	0002506864
Map Reference	VOL J PG 611
Instrument Date	Dec 5, 2025
Instrument	25-06864
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	HIGHLAND LAKES TITLE-BURNET, HIGHLAND LAKES TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1564 LIZZIE LN, BURLESON, TX 76028-9237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 COUNTY ROAD 408D, VALLEY SPRING, TX 76885-2506

November 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LLANO TX
Recording Date	Nov 24, 2021
Property Address	624 COUNTY ROAD 408D, VALLEY SPRING, TX 76885-2506
Document Number	0002111073
Map Reference	MB 34 PG 638
Instrument Date	Nov 23, 2021
Instrument	21-11073
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	HIGHLAND LAKES TITLE-BURNET, HIGHLAND LAKES TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	226 COUNTY ROAD 201B, LLANO, TX 78643-3848

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 COUNTY ROAD 408D, VALLEY SPRING, TX 76885-2506
Investor	Possibly a Property Investor

Mortgage

Document Number	0002111074
Date	Nov 24, 2021
Instrument	21-11074

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

April 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LLANO TX
Recording Date	Apr 9, 2021
Property Address	624 COUNTY ROAD 408D, VALLEY SPRING, TX 76885-2506
Document Number	0002103198
Map Reference	VOL 34 PG 638
Instrument Date	Apr 8, 2021
Instrument	21-03198
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	HIGHLAND LAKES TITLE-BURNET, HIGHLAND LAKES TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	624 COUNTY ROAD 408D, VALLEY SPRING, TX 76885-2506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 COUNTY ROAD 408D, VALLEY SPRING, TX 76885-2506

Mortgage

Document Number	0002103199
Date	Apr 9, 2021
Instrument	21-03199

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 624 Co Rd 408D was $3,457 with a homeowner's exemption, up 422.2% from the year before.

Source: Llano County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Llano County
Unified School District	Llano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,457.00 (+422.21%)	$331,140 (-) Land $5,100 Building $326,040	$331,140 (-) Land $5,100 Building $326,040
2025	$662.00 Homeowner's exemption	$331,140 Land $5,100 Building $326,040	$331,140 Land $5,100 Building $326,040
2023	$2,481.00	$288,200 Land $4,860 Building $283,340	$288,200 Land $4,860 Building $283,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 624 Co Rd 408D in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective April 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	11 (1997–2025)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Jul 2025 · 3 claims Severe Storms And Flooding, Oct 2018 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 624 Co Rd 408D is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 66% of Texas
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	800 / 400
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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