624 Calle Ladera, Escondido, CA 92025 Property Records

San Diego County property record for 624 Calle Ladera, Escondido, CA 92025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,910 sqft · built 1989
Lot Size	0.445 acres (19,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$598,000 (Dec 2018)
Tax Bill	$7,641 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`234-360-33-00`

Property Details

APN / Parcel Number

Primary APN	`234-360-33-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,910 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	19,400 sqft (0.445 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	624 CALLE LADERA
City	ESCONDIDO
State	CA
Zip	92025-6354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-20
Legal Description	LOT 22 TR 011976
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	011976
Legal Block	3
Legal Lot Number	22
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3012
Census Tract	20705

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	624 CALLE LADERA, ESCONDIDO, CA 92025-6354
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Sep 13, 2019	Deed of Trust, Mortgage CLOSINGMARK HM LNS INC
Dec 5, 2018	Grant Deed, Transfer · FHA Mortgage SOUTH PACIFIC FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2018 · Amount on Record
Deed Sale	Dec 5, 2018 · Amount on Record
Prior Sale	Oct 5, 1988 · Amount on Record
Deed Document Number	2018501196
Prior Transfer Date	Oct 8, 2013
Prior Transfer Doc	0000611184
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	624 CALLE LADERA, ESCONDIDO, CA 92025-6354
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 CALLE LADERA, ESCONDIDO, CA 92025-6354

Mortgage

Document Number	0000072462
Date	Jan 29, 2021
Instrument	2021-0072462

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	624 CALLE LADERA, ESCONDIDO, CA 92025-6354
Document Number	0000412630
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Sep 27, 2019
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	624 CALLE LADERA ESCONDIDO CA 920256354, ESCONDIDO, CA 92025-6354

Mortgage

Document Number	0000412630
Date	Sep 19, 2019
Instrument	412630

Lender

Name	CLOSINGMARK HM LNS INC
Address	ONTARIO, CA 91761

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 5, 2018
Property Address	624 CALLE LADERA, ESCONDIDO, CA 92025-6354
Document Number	0000501196
Map Reference	MAP 11976
Instrument Date	Nov 13, 2018
Instrument	2018-0501196
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE COMPANY SAN DIEG

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	624 CALLE LADERA, ESCONDIDO, CA 92025-6354

Mortgage

Document Number	0000501197
Date	Dec 5, 2018
Instrument	2018-0501197

Lender

Name	SOUTH PACIFIC FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$680,415 (+2%) Land $278,902 Building $401,513
2025	$7,641.00 (+4.44%)	$667,075 (+4.04%) Land $273,434 Building $393,641
2023	$7,316.00 (+1.06%)	$641,173 Land $262,817 Building $378,356
2022	$7,239.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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