624 Central St, Franklin, NH 03235 Property Records

Merrimack County and Franklin City property record for 624 Central St, Franklin, NH 03235

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,089 sqft · built 1885
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Dec 2025)
Tax Bill	$4,452 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`FRKN M:134 B:074 L`

Property Details

APN / Parcel Number

Primary APN	`FRKN M:134 B:074 L`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,089 sqft Living Area
Gross Area	3,603 sqft
1st Floor Area	1,744 sqft
Attic	Attic
Attic Area	134 sqft
Basement Area	1,029 sqft
Unfinished Basement	1,029 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	624 CENTRAL ST
City	FRANKLIN
State	NH
Zip	03235-2008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3W&S
Legal Block	74
Jurisdiction	FRANKLIN CITY NH
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3023
Census Tract	43002

Owner

Source: Merrimack County and Franklin City assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	276 NOTRE DAME AVE, 2, MANCHESTER, NH 03102-3774
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Jan 11, 2021	Warranty Deed, Transfer · FHA Mortgage SUPREME LENDING
Nov 20, 2018	Warranty Deed, Transfer · Conventional with PMI SUPREME LNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 8, 2025 · Amount on Record
Deed Sale	Dec 8, 2025 · Amount on Record
Prior Sale	Jan 11, 2021 · Amount on Record
Deed Book / Page	3913 / 667
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN CITY NH
Recording Date	Dec 8, 2025
Property Address	624 CENTRAL ST, FRANKLIN, NH 03235-2008
Document Number	0000019886
Book / Page	3913 / 667
Instrument Date	Dec 5, 2025
Instrument	202500019886
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	276 NOTRE DAME AVE APT 2, 2, MANCHESTER, NH 03102-3774

Mortgage

Document Number	0000019887
Date	Dec 8, 2025
Instrument	202500019887

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Mortgage

Document Number	0000019888
Date	Dec 8, 2025
Book Page	3913/683
Instrument	202500019888

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN CITY NH
Recording Date	Jan 11, 2021
Property Address	624 CENTRAL ST, FRANKLIN, NH 03235-2008
Document Number	202100000729
Book / Page	3717 / 1186
Instrument Date	Jan 8, 2021
Instrument	202100000729
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	103 PARK ST # 1, 1, NORTHFIELD, NH 03276-1548

Mortgage

Document Number	202100000730
Date	Jan 11, 2021
Instrument	202100000730

Lender

Name	SUPREME LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000000731
Date	Jan 11, 2021
Book Page	3717/1203
Instrument	202100000731

Lender

Name	NHFA

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	49 Months
Due	Feb 1, 2025

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN CITY NH
Recording Date	Nov 20, 2018
Property Address	624 CENTRAL ST, FRANKLIN, NH 03235-2008
Document Number	0036151544
Book / Page	003615 / 001544
Instrument Date	Nov 15, 2018
Instrument	21179
Transaction Type	Transfer
Record Updated	Dec 7, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,598.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	624 CENTRAL ST FRANKLIN NH 032352008, FRANKLIN, NH 03235-2008

Mortgage

Document Number	36151547
Date	Nov 20, 2018
Book Page	003615/001547
Instrument	21180

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2048

Tax Assessment & Valuation

Source: Merrimack County and Franklin City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Franklin City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,452.00 (+2.32%)	$252,500 (-0.47%) Land $69,900 Building $182,600
2024	$4,351.00 (+25.53%)	$253,700 (+78.54%) Land $69,900 Building $183,800
2023			$291,270
2022	$3,466.00	$142,100 Land $56,400 Building $85,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER WORKS serves 7,200 people · EPA ID NH0851010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Cogeco Cable Holdings II Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Consolidated Communications.

Nearby Properties on Central St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures