624 Cedar Side Cir NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 624 Cedar Side Cir NE, Palm Bay, FL 32905

Property Summary

Property Type	Condominium
Details	1,695 sqft · built 2005
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual on Record
Last Sale	$205,000 (Apr 2026)
Tax Bill	$3,376 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-28-00-765.E`

Property Details

APN / Parcel Number

Primary APN	`28-37-28-00-765.E`
Alternative APNs	`28-37-28-00-00765.E-0000.00` `2862318`

Interior

Building Area	1,695 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2025
Architectural Style	Condo/Apartment
Construction Type	Masonry / Concrete Block
Lot Area	3,049 sqft (0.07 acres)

Location & Zoning

Account Number	2862318
Street Address	624 CEDAR SIDE CIR NE
City	PALM BAY
State	FL
Zip	32905-5021
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CEDAR SIDE II CONDO UNIT 105A CEDAR SIDE II CONDO AS DESC IN ORB 5410 PG 270 AND ALL AMENDMENTS THERETO
Legal Range	37E
Legal Township	28S
Legal Section	28
Legal Subdivision	CEDAR SIDE 2
Legal Block	765.E
Legal Unit	105A
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	2
Census Block	2009
Census Tract	65130

Owner

Source: Brevard County assessment roll, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	624 CEDAR SIDE CIR NE, PALM BAY, FL 32905-5021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2026 · Amount on Record
Deed Sale	Apr 10, 2026 · Amount on Record
Prior Sale	Sep 24, 2005 · Amount on Record
Deed Document Number	202672492
Deed Book / Page	10595 / 1975
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 10, 2026
Property Address	624 CEDAR SIDE CIR NE, PALM BAY, FL 32905-5021
Document Number	0000072492
Book / Page	10595 / 1975
Instrument Date	Apr 1, 2026
Instrument	202672492
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	BELLA TITLE AND ESCROW INC, BELLA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$144,935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 CEDAR SIDE CIR NE, PALM BAY, FL 32905-5021

Mortgage

Document Number	0000072493,
Date	Apr 10, 2026
Instrument	202672493

Lender

Name	EMBRACE HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,230 (-15.89%)	$168,230 (-15.89%)
2025	$3,376.00 (+5.01%)	$200,010 (-6.28%)	$200,010 (-6.28%)
2024	$3,215.00 (+1.45%)
2023	$3,169.00 (+14.9%)	$213,420 (+20.39%) Building $213,420	$213,420 (+20.39%) Building $213,420
2022	$2,758.00	$177,280 Building $177,280	$177,280 Building $177,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20