DeSoto County property record for 624 Bending Oak S, Hernando, MS 38632 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,477 sqft · built 2018 |
| Lot Size | 0.351 acres (15,320 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,663 (2025) |
| Deeds & Mortgages | Dec 2018 Construction Loan Jan 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-3-07-27-0-00118-00 |
| Primary APN | 3-07-3-07-27-0-00118-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,477 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 15,320 sqft (0.351 acres) |
| Lot Dimensions | 170 ft deep x 90 ft wide |
| Street Address | 624 BENDING OAK S |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-6526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GROVE PARK SEC C LOT 118 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 07 |
| Legal Subdivision | GROVE PARK SEC C |
| Legal Lot Number | 118 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 71001 |
Source: DeSoto County records · APN 3-07-3-07-27-0-00118-00
Assessment roll updated September 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 624 BENDING OAK S, HERNANDO, MS 38632-6526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 26, 2018 | Deed of Trust, Mortgage · Construction Mortgage FIRST COMMERCIAL BANK |
| Jan 20, 2026 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY MORTGAGE CORP |
| Jun 17, 2019 | Warranty Deed, Transfer · Conventional Mortgage USAA FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 20, 2026 |
| Deed Sale | Jan 20, 2026 |
| Prior Sale | Jun 17, 2019 |
| Deed Document Number | 0010261047 |
| Deed Book / Page | 1026 / 1047 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 624 BENDING OAK S, HERNANDO, MS 38632-6526 |
| Transaction Type | Mortgage |
| Record Updated | Feb 04, 2026 |
| Name | Verified Name |
|---|
| Document Number | 004656/243 |
|---|---|
| Date | Dec 26, 2018 |
| Book Page | 4656/243 |
| Name | FIRST COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Address | SOUTHAVEN, MS 38672 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 17, 2019 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jan 20, 2026 |
| Property Address | 624 BENDING OAK S, HERNANDO, MS 38632-6526 |
| Document Number | 01026/1047 |
| Book / Page | 1026 / 1047 |
| Map Reference | MB 100 PG 4 |
| Instrument Date | Dec 31, 2025 |
| Transaction Type | Transfer |
| Record Updated | Feb 04, 2026 |
| Title Company | TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3051 KRAMER CT, THE VILLAGES, FL 32163-4164 |
| Name | Verified Name |
|---|---|
| Address | 624 BENDING OAK S, HERNANDO, MS 38632-6526 |
| Document Number | 0056636158 |
|---|---|
| Date | Jan 20, 2026 |
| Instrument | 5663/6158 |
| Name | COMMUNITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jun 17, 2019 |
| Property Address | 624 BENDING OAK S, HERNANDO, MS 38632-6526 |
| Document Number | 000890/585 |
| Book / Page | 0890 / 585 |
| Map Reference | MB 100 PG 4 |
| Instrument Date | Jun 14, 2019 |
| Transaction Type | Transfer |
| Record Updated | Feb 04, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6172 SIERRA DRIVE, MC CONDY, MS 38854 |
| Name | Verified Name |
|---|---|
| Address | 624 BENDING OAK S, HERNANDO, MS 38632-6526 |
| Document Number | 0004744338 |
|---|---|
| Date | Jun 17, 2019 |
| Instrument | 4744/338 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,663.00 (+16.49%) | $25,435 (+36.42%) Land $3,500 Building $21,935 | $254,346 (+36.42%) Land $35,000 Building $219,346 |
| 2023 | $2,286.00 | $18,644 | $186,441 Land $35,000 Building $151,441 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 29% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 1,724 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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