624 3rd St S, Moorhead, MN 56560 Property Records

Clay County property record for 624 3rd St S, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on Record
Last Sale	$139,782 (Nov 2018)
Tax Bill	$2,746 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2019 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`58.565.0640`

Property Details

APN / Parcel Number

Primary APN	`58.565.0640`

Exterior

Lot Area	4,800 sqft (0.11 acres)

Location & Zoning

Street Address	624 3RD ST S
City	MOORHEAD
State	MN
Zip	56560-3310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME OAKGROVE ADD SUBDIVISIONCD 58565 W 96' OF LOTS 13 & 14 8
Legal Range	48
Legal Township	139
Legal Section	08
Legal Subdivision	OAKGROVE ADD
Legal Block	8
Legal Lot Number	13
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	2
Census Block	2073
Census Tract	20300

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	624 3RD ST S, MOORHEAD, MN 56560-3310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Quit Claim Deed, Transfer · Conventional Mortgage GOLDWATER BANK NA
Apr 18, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 16, 2018	Warranty Deed, Transfer · Conventional Mortgage VALLEY MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2018 · Amount on Record
Deed Sale	Nov 16, 2018 · Amount on Record
Prior Sale	Mar 17, 2006 · Amount on Record
Deed Document Number	2018785148
Last Transfer Date	Jan 22, 2021
Transfer Doc	0000811755
Record Updated	Oct 29, 2026

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MN
Recording Date	Feb 2, 2021
Property Address	624 3RD ST S, MOORHEAD, MN 56560-3310
Document Number	0000811755
Instrument Date	Jan 22, 2021
Instrument	811755
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	FIRST SOURCE TITLE

Transaction

Tax	$1.65
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 3RD ST S, MOORHEAD, MN 56560-3310

Mortgage

Document Number	0000811756
Date	Feb 2, 2021
Instrument	811756

Lender

Name	GOLDWATER BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MN
Recording Date	Apr 18, 2019
Property Address	624 3RD ST S, MOORHEAD, MN 56560-3310
Document Number	0000788614
Instrument Date	Apr 17, 2019
Instrument	788614
Transaction Type	Transfer
Record Updated	Apr 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.65
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	534 SOMMERSET LN WEST FARGO ND 580782169, WEST FARGO, ND 58078-2169

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Nov 16, 2018
Property Address	624 3RD ST S, MOORHEAD, MN 56560-3310
Document Number	0000785148
Instrument Date	Nov 15, 2018
Instrument	785148
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	TITLE CO OF FARGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$461.28
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	534 SOMMERSET LN, WEST FARGO, ND 58078-2169

Mortgage

Document Number	0000785149
Date	Nov 16, 2018
Instrument	785149

Lender

Name	VALLEY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,746.00 (+24.48%)	$160,900 (+1.26%) Land $28,800 Building $132,100	$160,900 (+1.26%) Land $28,800 Building $132,100
2025		$158,900 (+13.42%) Land $32,300 Building $126,600	$158,900 (+13.42%) Land $32,300 Building $126,600
2023	$2,206.00	$140,100 Land $30,100 Building $110,000	$140,100 Land $30,100 Building $110,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1979–2011)
Claims Outside the SFHA	12 of 17
Most Recent Claim	Apr 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2011 · 7 claims Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 3 claims Severe Flooding, High Winds,severe Storms, Apr 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Otter Tail Telecom, Verizon.

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