6239 Hamilton Ave, Ferndale, WA 98248 Property Records

Whatcom County property record for 6239 Hamilton Ave, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,120 sqft · built 2002
Lot Size	0.151 acres (6,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Jun 2019)
Tax Bill	$4,153 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`561519`

Property Details

APN / Parcel Number

Primary APN	`561519`
Alternative APNs	`390218 340184 0000` `93302`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,120 sqft Living Area
1st Floor Area	808 sqft
2nd Floor Area	1,312 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2002
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,621 sqft (0.151 acres)
Garage Type	Built-in
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	64 sqft
Deck Area	488 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	561519
Street Address	6239 HAMILTON AVE
City	FERNDALE
State	WA
Zip	98248-5412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS8.5
Legal Description	VISTA RIDGE DIV NO 3 LOT 65
Legal Range	02
Legal Township	39
Legal Section	18
Legal Subdivision	VISTA RIDGE DIV NO 3
Legal Lot Number	65
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1019
Census Tract	10505

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6239 HAMILTON AVE, FERNDALE, WA 98248-5412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2019	Warranty Deed, Transfer PEOPLES BK
Apr 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2019 · Amount on Record
Deed Sale	Jun 3, 2019 · Amount on Record
Prior Sale	Jun 28, 2002 · Amount on Record
Deed Document Number	2019-0600085
Record Updated	Jun 8, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jun 3, 2019
Property Address	6239 HAMILTON AVE, FERNDALE, WA 98248-5412
Document Number	2190600085
Instrument Date	May 17, 2019
Instrument	600085
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,214.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6239 HAMILTON AVE FERNDALE WA 982485412, FERNDALE, WA 98248-5412

Mortgage

Document Number	2190600086
Date	Jun 3, 2019
Instrument	600086

Lender

Name	PEOPLES BK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	6239 HAMILTON AVE, FERNDALE, WA 98248-5412
Document Number	2180401386
Instrument Date	Apr 7, 2018
Transaction Type	Mortgage
Record Updated	Apr 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6239 HAMILTON AVE FERNDALE WA 982485412, FERNDALE, WA 98248-5412

Mortgage

Document Number	2180401386
Date	Apr 13, 2018
Instrument	401386

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,153.00 (+15.55%)	$554,359 (+14.94%) Land $203,700 Building $350,659	$554,359 (+14.94%) Land $203,700 Building $350,659
2022		$482,316 Land $134,827 Building $347,489	$482,316 Land $134,827 Building $347,489
2021	$3,594.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Ziply Fiber.

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