6239 Elderberry Ln, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 6239 Elderberry Ln, Cherry Valley, IL 61016

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 4,692 sqft · built 1991
Lot Size1.33 acres (58,013 sqft)
Owner2 Individual Names on Record
Last Sale$14,000 (Jun 1991)
Tax Bill$7,810 (2025)
Deeds & MortgagesNov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN274B089

Property Details

APN / Parcel Number

Primary APN274B089
Alternative APN
  • 1622152013

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,692 sqft Living Area
1st Floor Area1,278 sqft
Basement Area1,278 sqft
Finished Basement1,278 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Construction TypeFrame
Roof MaterialAsphalt
Lot Area58,013 sqft
Garage Area778 sqft
DrivewayDriveway
Deck Area560 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number274B089
Street Address6239 ELDERBERRY LN
CityCHERRY VALLEY
StateIL
Zip61016-9785
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionTHORNE LEDGE ANNEX BNG A SUB OF PT W3/4 NW1/4 SEC 22-43-2 LOT 5
Legal Range2
Legal Township43
Legal Section22
Legal SubdivisionTHORNE LEDGE ANNEX
Legal Lot Number5
JurisdictionWINNEBAGO IL
Township / Civil DivisionCHERRY VALLEY
Census Block Group3
Census Block3037
Census Tract3705

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6239 ELDERBERRY LN, CHERRY VALLEY, IL 61016-9785
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 1991 · Amount on Record
Deed SaleJun 10, 1991 · Amount on Record
Deed Document Number19919779
Record UpdatedSep 20, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address6239 ELDERBERRY LN, CHERRY VALLEY, IL 61016-9785
Document Number0001037581
Instrument DateNov 16, 2017
Transaction TypeMortgage
Record UpdatedDec 8, 2017
Title CompanyMAGNUS TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6239 ELDERBERRY LN CHERRY VALLEY IL 610169785, CHERRY VALLEY, IL 61016-9785

Mortgage

Document Number0001037581
DateNov 27, 2017
Instrument1037581
Lender
NameMEMBERS ALLIANCE CU
TypeCredit Union
AddressROCKFORD, IL 61114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 26, 2032
Interest
Rate3.5%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionCherry Valley Township
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,810.00$121,357 (+36.72%) Land $17,227 Building $104,130$364,071 (+36.72%) Land $51,681 Building $312,390
2022Homeowner's exemption$88,764 Land $13,203 Building $75,561$266,292 Land $39,609 Building $226,683

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2007–2010)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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