6238 E Bay Blvd, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 6238 E Bay Blvd, Gulf Breeze, FL 32563

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,156 sqft · built 2018
Lot Size	0.723 acres (31,494 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Mar 2017)
Tax Bill	$850 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Feb 2018 Loan Modification + 1 more
Flood Zone	Zone AE (high risk)
APN	`08-2S-27-2140-00100-0340`

Property Details

APN / Parcel Number

Primary APN	`08-2S-27-2140-00100-0340`
Alternative APN	`S272082140001000340`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,156 sqft Living Area
Gross Area	5,525 sqft
1st Floor Area	3,156 sqft
Upper Floors Area	450 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Wood Shingle
Lot Area	31,494 sqft (0.723 acres)
Lot Dimensions	315 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6238 E BAY BLVD
City	GULF BREEZE
State	FL
Zip	32563-9730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAGNIAPPE BEACH LOT 34 BLK 1 AS DES IN OR 3605 PG 597
Legal Range	27W
Legal Township	2S
Legal Section	08
Legal Subdivision	LAGNIAPPE BEACH/ALL
Legal Block	1
Legal Lot Number	34
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1006
Census Tract	10820

Owner

6238 E Bay Blvd is owned and occupied by an individual who bought it in March 2017.

Source: Santa Rosa County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	6238 E BAY BLVD, GULF BREEZE, FL 32563-9730
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2020	Deed of Trust, Mortgage · VA Mortgage BEACH COMMUNITY MORTGAGE SERVICES INC
Feb 7, 2018	Loan Modification, Mortgage BEACH CMNTY MTG SVCS
Mar 9, 2017	Personal Representative Deed, Transfer · VA Mortgage BEACH COMMUNITY MORTGAGE SERVICES I

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2017 · Amount on File
Deed Sale	Mar 9, 2017 · Amount on File
Deed Document Number	20179263
Deed Book / Page	3605 / 597
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6238 E BAY BLVD, GULF BREEZE, FL 32563-9730
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6238 E BAY BLVD, GULF BREEZE, FL 32563-9730

Mortgage

Document Number	0039851758
Date	Aug 4, 2020
Book Page	3985/1758
Instrument	202039217

Lender

Name	BEACH COMMUNITY MORTGAGE SERVICES INC
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	6238 E BAY BLVD, GULF BREEZE, FL 32563-9730
Document Number	0037030041
Instrument Date	Feb 7, 2018
Transaction Type	Mortgage
Record Updated	Mar 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6238 E BAY BLVD GULF BREEZE FL 325639730, GULF BREEZE, FL 32563-9730

Mortgage

Document Number	0037030041
Date	Feb 20, 2018
Book Page	003703/000041
Instrument	6354

Lender

Name	BEACH CMNTY MTG SVCS
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32547

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2048

Interest

Rate Type	Fixed Rate
Rate	3.87%

March 2017: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 9, 2017
Property Address	6238 E BAY BLVD, GULF BREEZE, FL 32563-9730
Document Number	0036050597
Book / Page	3605 / 0597
Map Reference	MB A PG99&100
Instrument Date	Mar 8, 2017
Instrument	201709263
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$1,225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3025 NEWTON DR, 3025, NAVARRE, FL 32566

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8353 MERCADO ST, NAVARRE, FL 32566-9292

Mortgage

Document Number	0201709264
Date	Mar 9, 2017
Instrument	201709264

Lender

Name	BEACH COMMUNITY MORTGAGE SERVICES I
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6238 E Bay Blvd was $850 with exemptions applied.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$850.00 Homeowner's exemption Veteran's exemption	$696,385 (+2.9%)	$881,174 (+2.92%) Land $278,200 Building $602,974
2024	$850.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$676,759 (+3%)	$856,145 (+0.68%) Land $278,200 Building $577,945
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$657,048	$850,377 Land $278,200 Building $572,177

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6238 E Bay Blvd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 311 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	311 in force
Nearby Flood Claims	49 (1995–2020)
Claims Outside the SFHA	1 of 49
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 35 claims Hurricane Frances, Sep 2004 · 11 claims Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6238 E Bay Blvd is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDWAY WATER SYSTEM, INC. serves 21,196 people · EPA ID FL1570470
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Bay Blvd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures