62375 Chestnut Dr, Sturgis, MI 49091 Property Records

St. Joseph County property record for 62375 Chestnut Dr, Sturgis, MI 49091

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,789 sqft · built 1995
Lot Size	5.98 acres (260,489 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Nov 2014)
Tax Bill	$3,147 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014-004-008-20`

Property Details

APN / Parcel Number

Primary APN	`014-004-008-20`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,789 sqft Living Area
1st Floor Area	1,975 sqft
Basement Area	1,975 sqft
Unfinished Basement	1,975 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	260,489 sqft (5.98 acres)
Lot Dimensions	323 ft deep x 240 ft wide
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	62375 CHESTNUT DR
City	STURGIS
State	MI
Zip	49091-9617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR WATERFR
Legal Description	COM E 1/4 COR SEC 4 T7S R10W TH W 1339.10 FT TH N 33 FT TH N 44D 50M W 42.43 FT TH N 03D 14M 20S W 170.30 FT TH N 08D 24M 05S
Legal Range	10W
Legal Township	07S
Legal Section	04
Jurisdiction	ST JOSEPH MI
Township / Civil Division	SHERMAN
Census Block Group	3
Census Block	3098
Census Tract	41301

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	62375 CHESTNUT DR, STURGIS, MI 49091-9617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2018	Deed of Trust, Mortgage · Commercial Mortgage STURGIS BANK & TRUST CO
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2014 · Amount on Record
Deed Sale	Nov 18, 2014 · Amount on Record
Prior Sale	Mar 20, 2014 · Amount on Record
Deed Book / Page	1765 / 848
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	62375 CHESTNUT DR, STURGIS, MI 49091-9617
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01919/0711
Date	Jun 18, 2018
Book Page	1919/0711

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	62375 CHESTNUT DR, STURGIS, MI 49091-9617
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020003247
Date	Jul 15, 2020
Instrument	2020003247

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company
Address	STURGIS, MI 49091

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Sherman Township
Unified School District	Centreville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$467,000	$934,000
2025	$3,147.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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