6237 River Rd, Sharpsburg, MD 21782 Property Records

Washington County property record for 6237 River Rd, Sharpsburg, MD 21782

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,056 sqft · built 1972
Lot Size	3.04 acres (132,422 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Sep 2019)
Tax Bill	$2,437 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-010271`

Property Details

APN / Parcel Number

Primary APN	`01-010271`
Alternative APN	`010271`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	132,422 sqft (3.04 acres)
Porch	Porch
Porch Area	192 sqft
Deck Area	244 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	010271
Street Address	6237 RIVER RD
City	SHARPSBURG
State	MD
Zip	21782-1326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P
Legal Description	LT 11 3.04 ACRES 6237 RIVER RD POTOMAC VALLEY FARMS
Legal Subdivision	POTOMAC VALLEY FARMS
Legal Lot Number	11
Jurisdiction	WASHINGTON MD
Township / Civil Division	1, SHARPSBURG
Census Block Group	1
Census Block	1022
Census Tract	11600

Owner

6237 River Rd is owned and occupied by an individual who bought it in September 2019.

Source: Washington County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	6237 RIVER RD, SHARPSBURG, MD 21782-1326
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FILO MORTGAGE LLC
Dec 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP
Sep 18, 2019	Deed, Transfer · Line of Credit MARYLAND DEPT OF HOUSING & COMMUNIT
Jul 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2019 · Amount on File
Deed Sale	Sep 18, 2019 · Amount on File
Prior Sale	Jul 30, 2015
Deed Book / Page	6068 / 434
Prior Transfer Date	Jun 17, 2015
Prior Transfer Doc	0050250364
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	6237 RIVER RD, SHARPSBURG, MD 21782-1326
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068770421
Date	Dec 23, 2021
Book Page	6877/421

Lender

Name	FILO MORTGAGE LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	6237 RIVER RD, SHARPSBURG, MD 21782-1326
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058880211
Date	Dec 14, 2018
Book Page	5888/0211

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28217

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Sep 18, 2019
Property Address	6237 RIVER RD, SHARPSBURG, MD 21782-1326
Document Number	0060680434
Book / Page	6068 / 0434
Map Reference	MB 3 F O 426
Instrument Date	Sep 13, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6237 RIVER RD, SHARPSBURG, MD 21782-1326

Mortgage

Document Number	0006068460
Date	Sep 18, 2019
Instrument	6068/460

Lender

Name	MARYLAND DEPT OF HOUSING & COMMUNIT
Type	Government Agency

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Mortgage

Document Number	0060680440
Date	Sep 18, 2019
Book Page	6068/0440

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company
Address	HUNT VALLEY, MD 21031

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	6237 RIVER RD, SHARPSBURG, MD 21782-1326
Document Number	0055720259
Book / Page	005572 / 000259
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Oct 19, 2017
Title Company	EXCALIBUR TITLE AND ESCROW LLC, EXCALIBUR TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6237 RIVER RD SHARPSBURG MD 217821326, SHARPSBURG, MD 21782-1326

Mortgage

Document Number	0055720259
Date	Aug 22, 2017
Book Page	005572/000259

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDIETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 21, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 6237 River Rd was $2,437 with a homeowner's exemption, up 5.2% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,437.00 (+5.18%) Homeowner's exemption	$256,100 (+7.73%) Land $85,400 Building $170,700	$256,100 (-) Land $85,400 Building $170,700
2025	$2,317.00 (+5.27%) Homeowner's exemption	$237,733	$256,100 Land $85,400 Building $170,700
2024	$2,201.00 (+7.95%)
2023	$2,039.00 Homeowner's exemption	$201,000 Land $85,400 Building $115,600	$201,000 Land $85,400 Building $115,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6237 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	8 (1996–2018)
Claims Outside the SFHA	3 of 8
Most Recent Claim	May 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6237 River Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Cable	1,300 / 50

Cell Coverage

No cell data coverage reported

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