6237 Black Cherry Cir, Columbia, MD 21045 Property Records

Howard County property record for 6237 Black Cherry Cir, Columbia, MD 21045

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,318 sqft · built 1983
Lot Size	0.198 acres (8,624 sqft)
Owner	2 Individual Names on File
Last Sale	$213,500 (Mar 1999)
Tax Bill	$7,248 (2026)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-457819`

Property Details

APN / Parcel Number

Primary APN	`06-457819`
Alternative APNs	`6457819` `457819`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,318 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Split Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,624 sqft (0.198 acres)
Garage Type	Built-in
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	32 sqft
Deck Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	457819
Street Address	6237 BLACK CHERRY CIR
City	COLUMBIA
State	MD
Zip	21045-4462
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Legal Description	LOT 10 .198 AR 6237 BLACK CHERRY CIR SEWELLS ORCHARD
Legal Subdivision	SEWELLS ORCHARD
Legal Lot Number	10
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	2
Census Block	2001
Census Tract	606604

Owner

6237 Black Cherry Cir is owned and occupied by two individuals who bought it in March 1999.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6237 BLACK CHERRY CIR, COLUMBIA, MD 21045-4462
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 1999 · Amount on File
Deed Sale	Mar 17, 1999 · Amount on File
Prior Sale	Aug 11, 1989 · Amount on File
Deed Document Number	19992195
Deed Book / Page	4661 / 579
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6237 BLACK CHERRY CIR, COLUMBIA, MD 21045-4462
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	LAWYERS TRUST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6237 BLACK CHERRY CIR, COLUMBIA, MD 21045-4462

Mortgage

Document Number	0198700001
Date	Oct 29, 2020
Book Page	19870/1

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	2.55%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	7.87%

Tax Assessment & Valuation

The 2026 property tax bill for 6237 Black Cherry Cir was $7,248 with a homeowner's exemption, down 3.8% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,248.00 (-3.85%) Homeowner's exemption	$557,800 (+3.39%)	$594,400 (+10.18%) Land $301,300 Building $293,100
2025	$7,538.00 Homeowner's exemption	$539,500 Land $251,300 Building $288,200	$539,500 Land $251,300 Building $288,200
2023		$457,233	$539,500 Land $251,300 Building $288,200
2022	$4,685.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6237 Black Cherry Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6237 Black Cherry Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20