Monroe County property record for 6236 Windy Oaks Ln, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,066 sqft · built 1983 |
| Lot Size | 15.9 acres (696,089 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $674,500 (Dec 2024) |
| Tax Bill | $750 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-05-200-009-000 |
| Primary APN | 10-05-200-009-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,066 sqft Building Perimeter |
| 1st Floor Area | 1,066 sqft |
| Basement Area | 1,066 sqft |
| Unfinished Basement | 1,066 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Construction Type | Frame |
| Lot Area | 696,089 sqft (15.9 acres) |
| Garage Area | 456 sqft |
| Porch | Porch |
| Porch Area | 224 sqft |
| Patio Area | 741 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 6236 WINDY OAKS LN |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-6356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART SE NE |
| Legal Range | 10W |
| Legal Township | 03S |
| Legal Section | 05 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 12 |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 600501 |
6236 Windy Oaks Ln is owned and occupied by two individuals who bought it in December 2024.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6236 WINDY OAKS LN, WATERLOO, IL 62298-6356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2024 · Amount on File |
| Deed Sale | Dec 16, 2024 · Amount on File |
| Deed Document Number | 2024435780 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 6236 WINDY OAKS LN, WATERLOO, IL 62298-6356 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000441314 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 441314 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
The 2025 property tax bill for 6236 Windy Oaks Ln was $750 with a disabled person's exemption, down 86.4% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $750.00 (-86.44%) Homeowner's exemption Disabled Person's exemption | $99,230 Land $14,150 Building $85,080 | $297,690 (-2.3%) Land $42,450 Building $255,240 |
| 2024 | $5,530.00 | $304,698 Land $43,791 Building $260,907 | |
| 2022 | Additional exemption filed | $92,251 Land $13,521 Building $78,730 | $276,753 Land $40,563 Building $236,190 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 6236 Windy Oaks Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Aug 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6236 Windy Oaks Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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