6235 River Stream Dr, Harrison, TN 37341 Property Records

Hamilton County property record for 6235 River Stream Dr, Harrison, TN 37341

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,440 sqft · built 2022
Lot Size	0.722 acres (31,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Dec 2022)
Tax Bill	$1,604 (2025)
Deeds & Mortgages	Nov 2021 Construction Loan Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094A D 038`

Property Details

APN / Parcel Number

Primary APN	`094A D 038`
Alternative APN	`0000142673`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,440 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	31,480 sqft (0.722 acres)
Lot Dimensions	334 ft deep x 97.2 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000142673
Street Address	6235 RIVER STREAM DR
City	HARRISON
State	TN
Zip	37341-6701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 277 RIVER COVE UNIT 6 PB60 PG2 OUT OF 94-31 FOR 99
Legal Subdivision	RIVER COVE SUB UNIT
Legal Lot Number	277
Legal Unit	6
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1000
Census Tract	10101

Owner

Source: Hamilton County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6235 RIVER STREAM DR, HARRISON, TN 37341-6701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Construction Mortgage SMARTBANK
Dec 28, 2022	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Oct 11, 2021	Intrafamily Transfer, Transfer FIRST CHOICE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2022 · Amount on Record
Deed Sale	Dec 28, 2022 · Amount on Record
Deed Document Number	2022202
Deed Book / Page	13175 / 230
Prior Transfer Date	Dec 27, 2022
Prior Transfer Doc	0000000202
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	6235 RIVER STREAM DR, HARRISON, TN 37341-6701
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	FIRST CHOICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6622 WOODY COVE LN, HARRISON, TN 37341-6906

Mortgage

Document Number	0000000445
Date	Nov 29, 2021
Book Page	12750/37
Instrument	2021112900445

Lender

Name	SMARTBANK
Type	Bank
Address	HIXSON, TN 37343

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 29, 2022

Interest

Rate Type	Adjustable Rate

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 28, 2022
Property Address	6235 RIVER STREAM DR, HARRISON, TN 37341-6701
Document Number	0000000202
Book / Page	13175 / 230
Map Reference	MB 60 PG 1&2
Instrument Date	Dec 27, 2022
Instrument	2022122800202
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,036.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6235 RIVER STREAM DR, HARRISON, TN 37341-6701

Mortgage

Document Number	0131750232
Date	Dec 28, 2022
Instrument	13175-0232

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Oct 11, 2021
Property Address	6235 RIVER STREAM DR, HARRISON, TN 37341-6701
Document Number	0000000176
Book / Page	12686 / 830
Map Reference	MB 60 PG 1&2
Instrument Date	Oct 8, 2021
Instrument	2021101100176
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	FIRST CHOICE TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6622 WOODY COVE LN, HARRISON, TN 37341-6906

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,604.00 (+3.89%)	$105,875 (+53.33%)	$423,500 (+53.33%) Land $65,000 Building $358,500
2024	$1,544.00 (-0.58%)	$69,050 (-)	$276,200 (-) Land $50,000 Building $226,200
2023	$1,553.00	$69,050	$276,200 Land $50,000 Building $226,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2009–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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