6235 Oak Point Ests, Lorain, OH 44053 Property Records

Lorain County property record for 6235 Oak Point Ests, Lorain, OH 44053

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,615 sqft · built 1998
Lot Size1.1 acres (48,331 sqft)
OwnerIndividual Name on File
Last Sale$293,000 (Sep 2019)
Tax Bill$5,703 (2025)
Deeds & MortgagesApr 2023 Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-03-007-000-059

Property Details

APN / Parcel Number

Primary APN02-03-007-000-059

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,615 sqft Living Area
1st Floor Area1,917 sqft
2nd Floor Area698 sqft
Family RoomFamily Room
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area48,331 sqft
Lot Dimensions306 ft deep x 157 ft wide
Garage TypeAttached
Garage Area805 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area39 sqft
Patio Area378 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address6235 OAK POINT ESTS
CityLORAIN
StateOH
Zip44053-1871
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAK POINT ESTATES SUB #1 157.83 X 306.22
Legal SubdivisionOAK POINT ESTATES SUBDIVISION #1
Legal Tract3
Legal Lot Number9
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group1
Census Block1007
Census Tract97201

Owner

6235 Oak Point Ests is owned and occupied by an individual who acquired it in April 2023.

Source: Lorain County records, as of March 20, 2026

Owner of RecordIndividual Name on File
Mailing Address6235 OAK POINT ESTS, LORAIN, OH 44053-1871
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
CMG MORTGAGE INC
Sep 6, 2019Warranty Deed, Transfer · Conventional with PMI
KEYBANK USA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 6, 2019 · Amount on File
Deed SaleSep 6, 2019 · Amount on File
Prior SaleSep 6, 2019 · Amount on File
Deed Document Number0000729236
Last Transfer DateApr 27, 2023
Transfer Doc0000913900
Record UpdatedJun 8, 2026

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLORAIN OH
Recording DateApr 27, 2023
Property Address6235 OAK POINT ESTS, LORAIN, OH 44053-1871
Document Number0000913900
Map ReferenceVOL 58 PG 52
Instrument DateApr 21, 2023
Instrument2023-0913900
Transaction TypeTransfer
Record UpdatedMay 8, 2023
Title CompanyMORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6235 OAK POINT ESTS, LORAIN, OH 44053-1871

Mortgage

Document Number0000913901
DateApr 27, 2023
Instrument2023-0913901
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2053

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateSep 6, 2019
Property Address6235 OAK POINT ESTS, LORAIN, OH 44053-1871
Document Number0000729236
Instrument DateAug 30, 2019
Instrument729236
Transaction TypeTransfer
Record UpdatedSep 18, 2019
Title CompanyMILLER HOME TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,172.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6235 OAK POINT ESTS LORAIN OH 440531871, LORAIN, OH 44053-1871

Mortgage

Document Number729237
DateSep 6, 2019
Instrument729237
Lender
NameKEYBANK USA
TypeBank
AddressCLEVELAND, OH 44114-1306
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueSep 5, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 6235 Oak Point Ests was $5,703.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictAmherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,703.00$128,870 (-) Land $38,500 Building $90,370$368,200 (-) Land $110,000 Building $258,200
2024$5,703.00 (+8.96%)$128,870 (+21.31%) Land $38,500 Building $90,370$368,200 (+21.31%) Land $110,000 Building $258,200
2023$5,234.00 (+4.18%)$106,236 (%) Land $22,509 Building $83,727$303,530 Land $64,310 Building $239,220
2022$5,024.00$106,240 Land $22,510 Building $83,730
2021$303,530 Land $64,310 Building $239,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6235 Oak Point Ests in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies48 units insured
incl. 46 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6235 Oak Point Ests is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak Point Ests

Nearby Streets

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