6235 145th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 6235 145th St, Milaca, MN 56353

Property Summary

Property Type	Mobile Home
Details	1,232 sqft · built 2001
Lot Size	10.3 acres (450,410 sqft)
Owner	2 Individual Names on Record
Tax Bill	$15 (2026)
Deeds & Mortgages	Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-026-1504`

Property Details

APN / Parcel Number

Primary APN	`02-026-1504`

Interior

Building Area	1,232 sqft Total Area
Basement Area	1,232 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Mobile Home
Lot Area	450,410 sqft (10.3 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	6235 145TH ST
City	MILACA
State	MN
Zip	56353-3988
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	W 66 FT & PART LYING S'LY OF N 733.33 FT OF W 1/2 OF NE OF SE, SEE 11/10/00 SKETCH 26 38 26 10.34
Legal Range	26
Legal Township	38
Legal Section	26
Jurisdiction	MILLE LACS MN
Township / Civil Division	BORGHOLM
Census Block Group	1
Census Block	1065
Census Tract	170400

Owner

Source: Mille Lacs County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6235 145TH ST, MILACA, MN 56353-3988
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	6235 145TH ST, MILACA, MN 56353-3988
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A437276
Date	Aug 1, 2023
Instrument	A437276

Lender

Name	SPIRE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2038

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Borgholm Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15.00
2025		$222,300 (+12.5%) Land $100,900 Building $121,400	$222,300 (+12.5%) Land $100,900 Building $121,400
2023	$15.00	$197,600 Land $64,700 Building $132,900	$197,600 Land $64,700 Building $132,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 73% of Minnesota
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250
GigFire Fixed Wireless	150 / 130