62335 Ray Center Rd, Ray, MI 48096 Property Records

Macomb County property record for 62335 Ray Center Rd, Ray, MI 48096

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,848 sqft · built 2002
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Individual Names on Record
Last Sale	$317,500 (Jul 2020)
Tax Bill	$5,859 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21-05-22-277-045`

Property Details

APN / Parcel Number

Primary APN	`21-05-22-277-045`
Alternative APN	`0522277045`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,848 sqft Living Area
1st Floor Area	1,848 sqft
Basement Area	1,848 sqft
Unfinished Basement	1,848 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Lot Area	31,363 sqft (0.72 acres)
Lot Width	200 ft Width
Garage Area	818 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	62335 RAY CENTER RD
City	RAY
State	MI
Zip	48096-3835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	HARTWAY DOBSON SUBDIVISION LOT 18 & 19 COMBINED FOR 2001 FROM 22-277-034 & 035
Legal Subdivision	HARTWAY DOBSON SUBDIVISION
Legal Lot Number	18-19
Jurisdiction	MACOMB MI
Township / Civil Division	RAY
Census Block Group	2
Census Block	2006
Census Tract	216000

Owner

Source: Macomb County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	62335 RAY CENTER RD, RAY, MI 48096-3835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 10, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jul 28, 2020	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
Jul 1, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2020 · Amount on Record
Deed Sale	Jul 28, 2020 · Amount on Record
Deed Document Number	202086508
Deed Book / Page	26865 / 841
Prior Transfer Date	Apr 16, 2014
Prior Transfer Doc	0000060739
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Recording Date	Jul 8, 2026
Property Address	62335 RAY CENTER RD, RAY, MI 48096-3835
Document Number	0000064965
Book / Page	30751 / 778
Instrument Date	Jul 1, 2026
Instrument	202664965
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	ATA NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62335 RAY CENTER RD, RAY, MI 48096-3835
Investor	Possibly a Property Investor

Mortgage

Document Number	0000064965,
Date	Jul 8, 2026
Book Page	30751/778
Instrument	202664965

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	62335 RAY CENTER RD, RAY, MI 48096-3835
Transaction Type	Mortgage
Record Updated	Jun 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62335 RAY CENTER RD, RAY, MI 48096-3835

Mortgage

Document Number	2102133810
Date	Mar 11, 2021
Book Page	27474/436
Instrument	202102133810

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Apr 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	62335 RAY CENTER RD, RAY, MI 48096-3835
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000134121
Date	Dec 10, 2018
Book Page	25718/819
Instrument	8134121

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 28, 2020
Property Address	62335 RAY CENTER RD, RAY, MI 48096-3835
Document Number	0000086508
Book / Page	026865 / 000841
Instrument Date	Jul 1, 2020
Instrument	86508
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,731.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1472 GOLDRUSH ROCHESTER HILLS MI 483072499, ROCHESTER HILLS, MI 48307-2499

Mortgage

Document Number	82358
Date	Jul 28, 2020
Book Page	026845/000211
Instrument	82358

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	62335 RAY CENTER RD, RAY, MI 48096-3835
Document Number	0000082358
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1472 GOLDRUSH ROCHESTER HILLS MI 483072499, ROCHESTER HILLS, MI 48307-2499

Mortgage

Document Number	0000082358
Date	Jul 20, 2020
Book Page	026845/000211
Instrument	82358

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2050

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Ray Township
Unified School District	New Haven Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,100 (-1.37%)	$520,200 (-1.37%)
2025	$5,859.00 (+2.86%) Homeowner's exemption	$263,700 (+44.73%)	$527,400 (+44.73%)
2024	$5,696.00 (+14.26%)
2023		$182,200	$364,400
2022	$4,985.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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