6232 W Carter Rd, Rome, NY 13440 Property Records

Oneida County and Westmoreland Town property record for 6232 W Carter Rd, Rome, NY 13440

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,120 sqft · built 1992
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,000 (Aug 2022)
Tax Bill	$6,735 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`306800 273.000-1-28.11`

Property Details

APN / Parcel Number

Primary APN	`306800 273.000-1-28.11`
Alternative APN	`680027300000010280110000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,120 sqft Living Area
1st Floor Area	1,080 sqft
2nd Floor Area	1,040 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	52,272 sqft (1.2 acres)
Lot Dimensions	300 ft deep x 160 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	215 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	6232 W CARTER RD
City	ROME
State	NY
Zip	13440-7940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	DONE BOR 94
Legal Block	1
Legal Lot Number	28.011
Jurisdiction	ONEIDA NY
Township / Civil Division	WESTMORELAND
Census Block Group	3
Census Block	3024
Census Tract	23000

Owner

Source: Oneida County and Westmoreland Town records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6232 W CARTER RD, ROME, NY 13440-7940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2022 · Amount on Record
Deed Sale	Aug 3, 2022 · Amount on Record
Deed Document Number	202212179
Record Updated	Jun 8, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ONEIDA NY
Recording Date	Aug 3, 2022
Property Address	6232 W CARTER RD, ROME, NY 13440-7940
Document Number	0000012179
Instrument Date	Jul 15, 2022
Instrument	2022-012179
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6232 W CARTER RD, ROME, NY 13440-7940

Mortgage

Document Number	0000012190
Date	Aug 3, 2022
Instrument	2022-012190

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2037

Tax Assessment & Valuation

Source: Oneida County and Westmoreland Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Westmoreland Town
Unified School District	Westmoreland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,735.00 (+328.98%)	$120,000 (-) Land $11,300 Building $108,700	$333,333 (+5.56%) Land $31,389 Building $301,944
2023		$120,000 (-) Land $11,300 Building $108,700	$315,789 (+13.16%) Land $29,737 Building $286,052
2022	$1,570.00 Homeowner's exemption	$120,000 Land $11,300 Building $108,700	$279,070 Land $26,279 Building $252,791

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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