6232 Lower Main St, Georgetown, CA 95634 Property Records

El Dorado County property record for 6232 Lower Main St, Georgetown, CA 95634

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 640 sqft · built 1930
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Nov 2023)
Tax Bill	$3,990 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`061-381-024-000`

Property Details

APN / Parcel Number

Primary APN	`061-381-024-000`
Alternative APN	`0613812410`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	640 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1954
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Terrain	Wooded
Patio Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Old Parcel Number	0613812410
Street Address	6232 LOWER MAIN ST
City	GEORGETOWN
State	CA
Zip	95634-9644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POR L 2 B 5 GEORGETOWN
Legal Subdivision	GEORGETOWN
Legal Block	5
Legal Lot Number	2
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	1
Census Block	1001
Census Tract	30605

Owner

Source: El Dorado County records · APN 061-381-024-000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	6232 LOWER MAIN ST, GEORGETOWN, CA 95634-9644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 30, 2023 · Amount on Record
Deed Sale	Nov 30, 2023 · Amount on Record
Prior Sale	Oct 28, 2011 · Amount on Record
Deed Document Number	2023-0033746
Record Updated	Jun 08, 2026

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Nov 30, 2023
Property Address	6232 LOWER MAIN ST, GEORGETOWN, CA 95634
Document Number	0000033746
Instrument Date	Nov 16, 2023
Instrument	2023-0033746
Transaction Type	Transfer
Record Updated	Dec 11, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6232 LOWER MAIN ST, GEORGETOWN, CA 95634

Mortgage

Document Number	0000033747
Date	Nov 30, 2023
Instrument	2023-0033747

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2053

Tax Assessment & Valuation

Source: El Dorado County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2025	$3,990.00 (+188.09%)	$346,800 (+205.63%) Land $71,400 Building $275,400
2023	$1,385.00 (+1.61%)	$113,471 Land $24,139 Building $89,332
2022	$1,363.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 25, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Very High above 94% of the US · above 80% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 147 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.