6231 Cascade Dr, Ferndale, WA 98248 Property Records

Whatcom County property record for 6231 Cascade Dr, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,566 sqft · built 1975
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,663 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`390218-305182-0000`

Property Details

APN / Parcel Number

Primary APN	`390218-305182-0000`
Alternative APNs	`582628` `93238` `34586`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,566 sqft Living Area
Gross Area	2,094 sqft
1st Floor Area	1,566 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Combination
Roof Material	Other
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	93238
Street Address	6231 CASCADE DR
City	FERNDALE
State	WA
Zip	98248-9642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS8.5
Legal Description	HORIZON VIEW LOT 2 BLK 1-EXC PTN DAF-BEG AT NW PLAT COR-TH N 75 DEG 0219 E ALG N PLAT LI 48 FT-TH S 55 DEG 2237 W 57 FT TO INTERS W PLAT LI-TH N 01 DEG 3123 E ALG SD W LI 20 FT TO POB
Legal Range	02
Legal Township	39
Legal Section	18
Legal Subdivision	HORIZON VIEW
Legal Block	1
Legal Lot Number	2
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1015
Census Tract	10505

Owner

6231 Cascade Dr is owned and occupied by two individuals who acquired it in July 2021.

Source: Whatcom County records, as of December 30, 2025

Owner of Record	2 Individual Names on File
Mailing Address	6231 CASCADE DR, FERNDALE, WA 98248-9642
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2021
Deed Sale	Jul 22, 2021
Deed Document Number	2021703882
Record Updated	Sep 20, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Jul 22, 2021
Property Address	6231 CASCADE DR, FERNDALE, WA 98248-9642
Document Number	20210703882
Map Reference	MB 12 PG 41
Instrument Date	Jul 22, 2021
Instrument	2021-0703882
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6231 CASCADE DR, FERNDALE, WA 98248-9642

Mortgage

Document Number	20210703977
Date	Jul 22, 2021
Instrument	2021-0703977

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 6231 Cascade Dr was $3,663.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,663.00	$489,812 Land $203,700 Building $286,112	$489,812 Land $203,700 Building $286,112
2022		$377,256 Land $131,082 Building $246,174	$377,256 Land $131,082 Building $246,174
2021	$2,811.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6231 Cascade Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6231 Cascade Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Ziply Fiber.

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