Osceola County property record for 6230 Alligator Lake Shore E, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,688 sqft · built 1940 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $173,000 (Nov 2015) |
| Tax Bill | $5,294 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-26-31-2870-0001-0070 |
| Primary APN | 11-26-31-2870-0001-0070 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,688 sqft Living Area |
| Gross Area | 4,104 sqft |
| 1st Floor Area | 1,845 sqft |
| Upper Floors Area | 713 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 160 ft deep x 116 ft wide |
| Garage Type | Attached |
| Garage Area | 713 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 743 sqft |
| Deck Area | 400 sqft |
| Boat Access | Boat Access |
| Boat House | 440 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 6230 ALLIGATOR LAKE SHR E |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ORS1 |
| Legal Description | COWARTS SUB PB 1 PG 297 NWLY 100 FT LOT 7 MOL |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 11 |
| Legal Subdivision | COWARTS |
| Legal Tract | 2870 |
| Legal Block | 70 |
| Legal Lot Number | 7 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43802 |
6230 Alligator Lake Shore E is owned and occupied by an individual who bought it in November 2015.
Source: Osceola County records, as of November 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6230 ALLIGATOR LAKE SHR E, SAINT CLOUD, FL 34771-7332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 2015 · Amount on File |
| Deed Sale | Nov 10, 2015 · Amount on File |
| Prior Sale | Aug 16, 2013 · Amount on File |
| Deed Document Number | 2015169283 |
| Deed Book / Page | 4870 / 1274 |
| Prior Transfer Date | May 21, 2012 |
| Prior Transfer Doc | 0042722217 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6230 ALLIGATOR LAKE SHR E, SAINT CLOUD, FL 34771-7332 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0059880088 |
|---|---|
| Date | Jun 24, 2021 |
| Book Page | 5988/88 |
| Instrument | 2021098689 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 173 Months |
| Due | Nov 1, 2035 |
The 2025 property tax bill for 6230 Alligator Lake Shore E was $5,294 with a homeowner's exemption, up 5.9% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,294.00 (+5.9%) Homeowner's exemption | $320,069 | $403,500 Land $137,500 Building $266,000 |
| 2024 | $4,999.00 (+2.04%) | ||
| 2023 | $4,899.00 (+4.48%) Homeowner's exemption | $301,990 (+3%) | $394,600 (+7.99%) Land $137,500 Building $257,100 |
| 2022 | $4,689.00 Homeowner's exemption | $293,195 | $365,400 Land $137,500 Building $227,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6230 Alligator Lake Shore E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 110 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 110 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6230 Alligator Lake Shore E is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 53% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 50 |
May also be available: Verizon.
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