Monroe County property record for 623 William St, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,397 sqft · built 1938 |
| Lot Size | 0.069 acres (3,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,000,000 (Jul 2017) |
| Tax Bill | $24,127 (2025) |
| Deeds & Mortgages | Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 00011580-000000 |
| Primary APN | 00011580-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,397 sqft Living Area |
| 1st Floor Area | 2,397 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Other |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 3,000 sqft (0.069 acres) |
| Lot Dimensions | 100 ft deep x 30 ft wide |
| Garage Type | Carport |
| Garage Area | 105 sqft |
| Carport | Carport |
| Carport Area | 105 sqft |
| Pool Area | 105 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 194 sqft |
| Patio Area | 776 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1011894 |
|---|---|
| Street Address | 623 WILLIAM ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HHDR |
| Legal Description | KW PT LOT 4 SQR 58 G68-366 OR992-822 OR1061-1040 OR1759-1926/27 OR2120-1518/20 OR2160-181/83 OR2866/1978/79 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 06 |
| Legal Subdivision | ISLAND OF KEY WEST |
| Legal Lot Number | 4 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 972400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 69 E CHERRY DR, MEMPHIS, TN 38117-3110 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2017 · Amount on Record |
| Deed Sale | Jul 31, 2017 · Amount on Record |
| Prior Sale | Oct 19, 2005 · Amount on Record |
| Deed Document Number | 20172133309 |
| Deed Book / Page | 2866 / 1978 |
| Prior Transfer Date | Jun 6, 2005 |
| Prior Transfer Doc | 0021201518 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jul 31, 2017 |
| Property Address | 623 WILLIAM ST, KEY WEST, FL 33040-6849 |
| Document Number | 0028661978 |
| Book / Page | 2866 / 1978 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 2133309 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1404 SOUTH ST, 1404, KEY WEST, FL 33040-3503 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 69 WEAST CHERRY, MOUNT OLIVE, AL 35117 |
| Document Number | 0002133310 |
|---|---|
| Date | Jul 31, 2017 |
| Instrument | 2133310 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,127.00 (+5.41%) | $2,864,863 (+8.59%) Land $1,199,520 Building $1,665,343 | $2,864,863 (+8.59%) Land $1,199,520 Building $1,665,343 |
| 2024 | $22,888.00 (+7.93%) | ||
| 2023 | $21,206.00 (+10.74%) | $2,638,267 (+8.89%) Land $1,028,265 Building $1,610,002 | $2,638,267 (+8.89%) Land $1,028,265 Building $1,610,002 |
| 2022 | $19,150.00 | $2,422,901 Land $705,600 Building $1,717,301 | $2,422,901 Land $705,600 Building $1,717,301 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 285 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 328 units insured incl. 43 condo units |
| Nearby Flood Claims | 89 (1980–2025) |
| Claims Outside the SFHA | 43 of 89 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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