623 Will Bingham Rd, Vilas, NC 28692 Property Records

Watauga County property record for 623 Will Bingham Rd, Vilas, NC 28692

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,592 sqft · built 2000
Lot Size	2.19 acres (95,396 sqft)
Owner	Individual Name on File
Tax Bill	$2,502 (2025)
Deeds & Mortgages	May 2023 Line of Credit Mar 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1991-49-4237-000`

Property Details

APN / Parcel Number

Primary APN	`1991-49-4237-000`
Alternative APN	`1542297`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,592 sqft Living Area
1st Floor Area	1,728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	95,396 sqft (2.19 acres)
Porch	Porch
Porch Area	1,088 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1542297
Street Address	623 WILL BINGHAM RD
City	VILAS
State	NC
Zip	28692-8015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OFF 1313
Jurisdiction	WATAUGA NC
Township / Civil Division	BRUSHY FORK
Census Block Group	4
Census Block	4017
Census Tract	920400

Owner

Source: Watauga County records · APN 1991-49-4237-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	623 WILL BINGHAM RD, VILAS, NC 28692-8015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Mar 18, 2022	Deed of Trust, Mortgage · Line of Credit LIFESTORE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	623 WILL BINGHAM RD, VILAS, NC 28692-8015
Transaction Type	Mortgage
Record Updated	Jun 06, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0023330618
Date	May 23, 2023
Book Page	2333/618
Instrument	731197

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	623 WILL BINGHAM RD, VILAS, NC 28692-8015
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 WILL B1NGHAM RD, VILAS, NC 28692

Mortgage

Document Number	0022620611
Date	Mar 18, 2022
Book Page	2262/611
Instrument	718209

Lender

Name	LIFESTORE BANK
Type	Bank
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 30, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,502.00	$648,600 (-) Land $75,500 Building $573,100
2024			$648,600 Land $75,500 Building $573,100
2023		$648,600 Land $75,500 Building $573,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 17, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Loretto Telephone Company Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 27 locations within half a mile of this property.

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