623 Walnut St, Lockport, NY 14094 Property Records

Niagara County and Lockport City property record for 623 Walnut St, Lockport, NY 14094

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 1,764 sqft · built 1924
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on File
Last Sale$140,000 (Jun 2022)
Tax Bill$3,160 (2026)
Deeds & MortgagesAug 2022 Line of Credit
Jan 2016 Mortgage
Flood ZoneZone X (minimal risk)
APN8-7595.000

Property Details

APN / Parcel Number

Primary APN8-7595.000
Alternative APNs
  • 09001090500002040000
  • 290900 109.50-2-40

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,764 sqft Total Area
1st Floor Area882 sqft
2nd Floor Area882 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions120 ft deep x 44 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area160 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8-7595.000
Street Address623 WALNUT ST
CityLOCKPORT
StateNY
Zip14094-3131
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR1
Legal SubdivisionNORTHVIEW GARDENS
Legal Block2
Legal Lot Number40.000
JurisdictionNIAGARA NY
Township / Civil DivisionLOCKPORT
Census Block Group2
Census Block2007
Census Tract23902

Owner

623 Walnut St, a duplex, is owned and occupied by an individual who bought it in June 2022.

Source: Niagara County and Lockport City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address623 WALNUT ST, LOCKPORT, NY 14094-3131
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2022Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES FCU
Jan 15, 2016Deed of Trust, Mortgage · FHA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2022 · Amount on File
Deed SaleJun 28, 2022 · Amount on File
Prior SaleJan 15, 2016 · Amount on File
Deed Document Number202212566
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address623 WALNUT ST, LOCKPORT, NY 14094-3131
Transaction TypeMortgage
Record UpdatedAug 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address623 WALNUT ST, LOCKPORT, NY 14094-3131

Mortgage

Document Number0000005515
DateAug 9, 2022
Instrument2022-15515
Lender
NameSTATE EMPLOYEES FCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueAug 8, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address623 WALNUT ST, LOCKPORT, NY 14094-3131
Document Number0000011145
Instrument DateJan 15, 2016
Transaction TypeMortgage
Record UpdatedJun 27, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address623 WALNUT ST LOCKPORT NY 140943131, LOCKPORT, NY 14094-3131

Mortgage

Document Number0000011145
DateJun 5, 2017
Instrument11145
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeFHA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 623 Walnut St was $3,160, up 5.7% from the year before.

Source: Niagara County and Lockport City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
MunicipalityLockport City
Unified School DistrictLockport City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,160.00 (+5.69%)
2025$2,990.00$119,000 Land $4,000 Building $115,000$119,000 Land $4,000 Building $115,000
2023$105,000 Land $4,000 Building $101,000$105,000 Land $4,000 Building $101,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 623 Walnut St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims3 (1991–2021)
Claims Outside the SFHA1 of 3
Most Recent ClaimJul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 623 Walnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOCKPORT CITY WTP
serves 21,165 people · EPA ID NY3100564
Water SourceSurface water
Last State InspectionMay 2024
Lead10 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Nearby Properties on Walnut St

Nearby Streets

Search Property Records by Address or Parcel Number