623 Wagonwheel Rd, Richmond, KY 40475 Property Records

Madison County property record for 623 Wagonwheel Rd, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details1,050 sqft
OwnerIndividual Name on File
Last Sale$79,250 (Nov 2010)
Tax Bill$1,046 (2025)
Deeds & MortgagesSep 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APNR014-0001-0076

Property Details

APN / Parcel Number

Primary APNR014-0001-0076
Alternative APNs
  • 109198
  • 146550
  • 76725

Interior

Stories1 Story
Building Area1,050 sqft Living Area

Exterior

Exterior MaterialBrick Veneer

Location & Zoning

Account Number76725
Street Address623 WAGONWHEEL RD
CityRICHMOND
StateKY
Zip40475-8710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFRAZEWOOD LOT 76 BLK B
Legal SubdivisionFRAZEWOOD
Legal BlockB
Legal Lot Number76
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group2
Census Block2002
Census Tract10301

Owner

623 Wagonwheel Rd is owned and occupied by an individual who bought it in November 2010.

Source: Madison County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address623 WAGONWHEEL RD, RICHMOND, KY 40475-8710
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 8, 2010 · Amount on File
Deed SaleNov 8, 2010 · Amount on File
Deed Document Number451823
Deed Book / PageD662 / 021
Record UpdatedJun 8, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address623 WAGONWHEEL RD, RICHMOND, KY 40475-8710
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM01763/528
DateSep 7, 2017
Book PageM01763/528
Instrument2013964522
Lender
NameCUMBERLAND VALLEY NATL BANK & TRUST CO
TypeBank
AddressLONDON, KY 40743
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 623 Wagonwheel Rd was $1,046 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,046.00 Additional exemption filed$111,000$111,000
2023$950.00 (-0.31%)$98,000 (-)$98,000 (-)
2022$953.00$98,000$98,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 623 Wagonwheel Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2026)
Most Recent ClaimJun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 623 Wagonwheel Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people · EPA ID KY0760370
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Wagonwheel Rd

Nearby Streets

Search Property Records by Address or Parcel Number