623 W River Dr, Seneca, IL 61360 Property Records

LaSalle County property record for 623 W River Dr, Seneca, IL 61360

Property Summary

Property Type	Commercial
Details	9,512 sqft · built 1962
Lot Size	7.46 acres (324,958 sqft)
Owner	Company Name on Record
Last Sale	$7,000,000 (Nov 2017)
Tax Bill	$10,494 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2021 Mortgage + 5 more
Flood Zone	Zone AE (high risk)
APN	`29-42-302-000`

Property Details

APN / Parcel Number

Primary APN	`29-42-302-000`
Alternative APN	`20-26-300-003`

Interior

Building Area	9,512 sqft Total Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	324,958 sqft (7.46 acres)
Total Buildings	5 Buildings

Location & Zoning

Street Address	623 W RIVER DR
City	SENECA
State	IL
Zip	61360-9453
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	7.463AC S OF ILL RVR & W SPRG BROOK SEC 26-33-5
Legal Range	05
Legal Township	33
Legal Section	26
Jurisdiction	LASALLE IL
Township / Civil Division	BROOKFIELD
Census Block Group	4
Census Block	4014
Census Tract	963700

Owner

Source: LaSalle County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 379, SENECA, IL 61360-0379
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN COMMERCIAL BANK
Oct 18, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OTTAWA
Sep 17, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OTTAWA
Sep 29, 2017	Deed of Trust, Mortgage · Seller Carry-Back JAMES R THORPE TRUSTEE
Mar 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK DWIGHT
Nov 2, 2017	Deed, Transfer
Sep 29, 2017	Deed, Transfer · Commercial Mortgage BANK OF PONTIAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2017 · Amount on Record
Deed Sale	Nov 2, 2017 · Amount on Record
Prior Sale	Sep 29, 2017 · Amount on Record
Deed Document Number	201717711
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Recording Date	Jun 12, 2026
Property Address	623 W RIVER DR, SENECA, IL 61360-9453
Document Number	0202605783
Instrument Date	Jun 5, 2026
Instrument	20265783
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005783,
Date	Jun 12, 2026
Instrument	20265783

Lender

Name	AMERICAN COMMERCIAL BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	623 W RIVER DR, SENECA, IL 61360-9453
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202116217
Date	Oct 18, 2021
Instrument	2021-16217

Lender

Name	FIRST NATIONAL BANK OTTAWA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	623 W RIVER DR, SENECA, IL 61360-9453
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202114640
Date	Sep 17, 2021
Instrument	2021-14640

Lender

Name	FIRST NATIONAL BANK OTTAWA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	623 W RIVER DR, SENECA, IL 61360-9453
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201715300
Date	Sep 29, 2017
Instrument	201715300

Lender

Name	JAMES R THORPE TRUSTEE
Type	Seller
Address	IL

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2027

Interest

Rate Type	Fixed Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	623 W RIVER DR, SENECA, IL 61360-9453
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201802416
Date	Mar 1, 2018
Instrument	201802416

Lender

Name	FIRST NATIONAL BANK DWIGHT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2038

Interest

Rate Type	Fixed Rate

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LASALLE IL
Recording Date	Nov 2, 2017
Property Address	623 W RIVER DR, SENECA, IL 61360-9453
Document Number	201717711
Instrument Date	Sep 29, 2017
Instrument	201717711
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount Recorded
Tax	$10,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3328 CLUB CT, 3328, NAPERVILLE, IL 60564-5960

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2861 E 2539TH RD, MARSEILLES, IL 61341-9514
Investor	Possibly a Property Investor

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LASALLE IL
Recording Date	Sep 29, 2017
Property Address	623 W RIVER DR, SENECA, IL 61360-9453
Document Number	201715295
Instrument Date	Sep 29, 2017
Instrument	201715295
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$10,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2861 E 2539TH RD, MARSEILLES, IL 61341-9514
Investor	Possibly a Property Investor

Mortgage

Document Number	201715296
Date	Sep 29, 2017
Instrument	201715296

Lender

Name	BANK OF PONTIAC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	201715299
Date	Sep 29, 2017
Instrument	201715299

Lender

Name	JAMES R THORPE TRUSTEE
Type	Seller
Address	IL

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2027

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Brookfield Township
Municipality	Seneca Village
Elementary School District	Seneca Community Consolidated School District 170 (PK - 08)
Secondary School District	Seneca Township High School District 160 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,494.00 (-3.81%)	$170,420 (-) Land $37,765 Building $132,655	$511,260 (-) Land $113,295 Building $397,965
2024	$10,910.00
2023		$170,420 (+6%) Land $37,765 Building $132,655	$511,260 (+6%) Land $113,295 Building $397,965
2022		$160,773 Land $35,627 Building $125,146	$482,319 Land $106,881 Building $375,438

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	18 (1985–2013)
Claims Outside the SFHA	12 of 18
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kraus Electronic Systems Cable	2,500 / 50
digiMax Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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