623 W Main St, El Cajon, CA 92020 Property Records

San Diego County property record for 623 W Main St, El Cajon, CA 92020

Property Summary

Property TypeMixed Use Store/Office
Details936 sqft · built 1948
Lot Size1.05 acres (45,738 sqft)
OwnerCompany Name on File
Last Sale$1,650,000 (Jun 2021)
Tax Bill$32,157 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jun 2021 Sale
Flood ZoneZone X (moderate risk)
APN487-321-27-00

Property Details

APN / Parcel Number

Primary APN487-321-27-00
Alternative APN
  • 4873210700

Interior

Building Area936 sqft Total Area

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Lot Area45,738 sqft

Location & Zoning

Old Parcel Number4873210700
Street Address623 W MAIN ST
CityEL CAJON
StateCA
Zip92020-3323
Property CategoryCommercial
Property TypeCommercial > Retail > Mixed Use Store/Office
Local Zoning CodeC-G
Legal DescriptionLOT 3 (EX ST WID)LD DAF: NLY 190 FT OF LOTS 1 & 2 & ALL OF TR 001761
Legal SubdivisionADAMS SUB
Legal Tract001761
Legal Block1
Legal Lot Number3,1,2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1001
Census Tract16000

Owner

623 W Main St, a commercial property, is owned by a company that bought it in June 2021.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address4445 EASTGATE MALL, 400, SAN DIEGO, CA 92121-1979
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2021Deed of Trust, Mortgage · Commercial Mortgage
COMERICA BANK
Jun 8, 2021Grant Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 2021 · Amount on File
Deed SaleJun 8, 2021 · Amount on File
Deed Document Number2021424753
Prior Transfer DateApr 25, 1996
Prior Transfer Doc0000211508
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address623 W MAIN ST, EL CAJON, CA 92020-3323
Transaction TypeMortgage
Record UpdatedNov 30, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4445 EASTGATE MALL 400, 400, SAN DIEGO, CA 92121-1979

Mortgage

Document Number0000798263
DateNov 18, 2021
Instrument2021-0798263
Lender
NameCOMERICA BANK
TypeBank
AddressDETROIT, MI 48266
Agreement
TypeCommercial Mortgage
AmountAmount on Record

June 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 8, 2021
Property Address623 W MAIN ST, EL CAJON, CA 92020-3323
Document Number0000424753
Map ReferenceMAP 1761
Instrument DateJun 1, 2021
Instrument2021-0424753
Transaction TypeTransfer
Record UpdatedJun 16, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4445 EASTGATE MALL STE 400, 400, SAN DIEGO, CA 92121-1979

Tax Assessment & Valuation

The 2025 property tax bill for 623 W Main St was $32,157.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,821,730 (+2%) Land $1,755,487 Building $66,243
2025$32,157.00$1,786,011 Land $1,721,066 Building $64,945
2023$34,569.00 (+4.85%)$1,716,660 Land $1,654,236 Building $62,424
2022$32,970.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 623 W Main St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 623 W Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on W Main St

Nearby Streets

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