Essex County and Montclair Township property record for 623 Valley Rd, Montclair, NJ 07043
| Property Type | Retail Store |
|---|---|
| Details | 3,588 sqft · built 1929 |
| Lot Size | 0.072 acres (3,123 sqft) |
| Owner | Company Name on Record |
| Last Sale | $900,000 (Jul 2023) |
| Tax Bill | $22,854 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Jul 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02602-0000-00004 |
| Primary APN | 13-02602-0000-00004 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,588 sqft Gross Area |
| 1st Floor Area | 3,588 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 3,123 sqft (0.072 acres) |
| Old Parcel Number | 130260200004 |
|---|---|
| Street Address | 623 VALLEY RD |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07043-1403 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Store |
| Local Zoning Code | NC |
| Legal Description | 3125SF |
| Legal Subdivision | TOWNSHIP/MONTCLAIR |
| Legal Block | 2602 |
| Legal Lot Number | 4 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 16100 |
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 216 WATCHUNG AVE, MONTCLAIR, NJ 07043-2426 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jul 7, 2023 | Deed of Trust, Mortgage · SBA Mortgage TRENTON BUSINESS ASSISTANCE CORPORATION |
| Jul 7, 2023 | Deed of Trust, Mortgage · Commercial Mortgage VAST BANK NA |
| Jul 7, 2023 | Deed of Trust, Mortgage · SBA Mortgage TRENTON BUSINESS ASSISTANCE CORPORATION |
| Jul 7, 2023 | Deed, Transfer · Stand-Alone First Mortgage VAST BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2023 · Amount on Record |
| Deed Sale | Jul 7, 2023 · Amount on Record |
| Deed Document Number | 202340513 |
| Prior Transfer Date | Mar 6, 2015 |
| Prior Transfer Doc | 0125421953 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 623 VALLEY RD, MONTCLAIR, NJ 07043-1403 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2023 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 1455 VALLEY RD, WAYNE, NJ 07470-2089 |
| Document Number | 0000040523 |
|---|---|
| Date | Jul 7, 2023 |
| Instrument | 2023040523 |
| Name | TRENTON BUSINESS ASSISTANCE CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | TRENTON, NJ 08619 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 623 VALLEY RD, MONTCLAIR, NJ 07043-1403 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2023 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 623 VALLEY RD, MONTCLAIR, NJ 07043-1403 |
| Document Number | 0000040518 |
|---|---|
| Date | Jul 7, 2023 |
| Instrument | 2023040518 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 623 VALLEY RD, MONTCLAIR, NJ 07043-1403 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2023 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 623 VALLEY RD, MONTCLAIR, NJ 07043-1403 |
| Document Number | 0000040521 |
|---|---|
| Date | Jul 7, 2023 |
| Instrument | 2023040521 |
| Name | TRENTON BUSINESS ASSISTANCE CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | TRENTON, NJ 08619 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jul 7, 2023 |
| Property Address | 623 VALLEY RD, MONTCLAIR, NJ 07043-1403 |
| Document Number | 0000040513 |
| Instrument Date | Jun 23, 2023 |
| Instrument | 2023040513 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2023 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19 POCONO RD # RD302C, RD302C, DENVILLE, NJ 07834-2996 |
| Name | Verified Name |
|---|---|
| Address | 216 WATCHUNG AVE, MONTCLAIR, NJ 07043-2426 |
| Document Number | 0000040514 |
|---|---|
| Date | Jul 7, 2023 |
| Instrument | 2023040514 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0000040517 |
|---|---|
| Date | Jul 7, 2023 |
| Instrument | 2023040517 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Amount | Amount Recorded |
|---|
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $650,000 (-) Land $328,000 Building $322,000 | $650,000 (-) Land $328,000 Building $322,000 | |
| 2025 | $22,854.00 (+3.32%) | $650,000 (-11.01%) Land $328,000 Building $322,000 | $650,000 (-11.01%) Land $328,000 Building $322,000 |
| 2024 | $22,119.00 (-7.9%) | ||
| 2023 | $730,400 (-) Land $328,000 Building $402,400 | $730,400 (-) Land $328,000 Building $402,400 | |
| 2022 | $24,015.00 (+1.76%) | $730,400 Land $328,000 Building $402,400 | $730,400 Land $328,000 Building $402,400 |
| 2021 | $23,599.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1979–2007) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2007 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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