623 Thatcher Ave, River Forest, IL 60305 Property Records

Cook County property record for 623 Thatcher Ave, River Forest, IL 60305

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,939 sqft · built 1867
Lot Size	0.383 acres (16,675 sqft)
Owner	Individual Name on File
Last Sale	$770,000 (Jul 2013)
Tax Bill	$29,248 (2024)
Deeds & Mortgages	Sep 2026 Transfer Jan 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-11-209-004`

Property Details

APN / Parcel Number

Primary APN	`15-11-209-004`
Alternative APN	`15-11-209-004-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,939 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1867
Effective Year Built	Effective 1867
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	16,675 sqft (0.383 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	623 THATCHER AVE
City	RIVER FOREST
State	IL
Zip	60305-1626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	12E
Legal Township	39N
Legal Section	11
Legal Subdivision	FOWLER BRUNER & BODINS
Legal Lot Number	33
Jurisdiction	COOK IL
Township / Civil Division	RIVER FOREST
Census Block Group	6
Census Block	6003
Census Tract	812000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	River Forest Historic District listed 1977 · 620 contributing resources · NRIS 77000483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

623 Thatcher Ave is owned and occupied by an individual who acquired it in July 2026.

Source: Cook County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	623 THATCHER AVE, RIVER FOREST, IL 60305-1626
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Quit Claim Deed, Transfer COVIUS SETTLEMENT SERVICES LLC
Jan 9, 2026	Deed of Trust, Mortgage · Line of Credit ALTRA FCU
Oct 20, 2020	Deed of Trust, Mortgage · Line of Credit ALTRA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2013 · Amount on File
Deed Sale	Jul 16, 2013 · Amount on File
Deed Document Number	201319052
Last Transfer Date	Jul 15, 2026
Transfer Doc	0000026214
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Sep 17, 2026
Property Address	623 THATCHER AVE, RIVER FOREST, IL 60305-1626
Document Number	0000026214
Instrument Date	Jul 15, 2026
Instrument	202626214
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	COVIUS SETTLEMENT SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 THATCHER AVE, RIVER FOREST, IL 60305-1626

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	623 THATCHER AVE, RIVER FOREST, IL 60305-1626
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000924038
Date	Jan 9, 2026
Instrument	2600924038

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	341 Months
Due	Jun 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	623 THATCHER AVE, RIVER FOREST, IL 60305-1626
Document Number	2032339005
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	623 THATCHER AVE RIVER FOREST IL 603051626, RIVER FOREST, IL 60305-1626

Mortgage

Document Number	2032339005
Date	Nov 18, 2020
Instrument	32339005

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	River Forest Township
Municipality	River Forest Village
Secondary School District	Oak Park and River Forest District 200 (09 - 12)
Elementary School District	River Forest School District 90 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$106,000 Land $20,010 Building $85,990	$1,060,000 Land $200,100 Building $859,900
2024	$29,248.00 (+4.04%)
2023	$28,111.00 (+3.95%)
2022	$27,042.00 Homeowner's exemption	$87,164 Land $17,508 Building $69,656	$871,640 Land $175,080 Building $696,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 623 Thatcher Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	8 (1979–2020)
Claims Outside the SFHA	7 of 8
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 623 Thatcher Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER GROVE serves 10,282 people · EPA ID IL0312640
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, T-Mobile.

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