623 Taylors Gap Rd, Charlottesville, VA 22903 Property Records

Albemarle County property record for 623 Taylors Gap Rd, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,628 sqft · built 1966
Lot Size	1.84 acres (80,150 sqft)
Owner	Individual Name on Record
Tax Bill	$4,454 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07300-00-00-035A0`

Property Details

APN / Parcel Number

Primary APN	`07300-00-00-035A0`
Alternative APN	`29528`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,628 sqft Finished Area
Basement Area	544 sqft
Finished Basement	544 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Metal
Lot Area	80,150 sqft (1.84 acres)

Exterior Amenities

Porch	Slab
Porch Area	256 sqft
Deck Area	196 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Oil

Location & Zoning

Street Address	623 TAYLORS GAP RD
City	CHARLOTTESVILLE
State	VA
Zip	22903-7658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE
Legal Subdivision	B AUBREY HUFFMAN & ASSOCIATES
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	4
Census Block	4008
Census Tract	11202

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	623 TAYLORS GAP RD, CHARLOTTESVILLE, VA 22903-7658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPTIAL CENTER LLC
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CTR

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	623 TAYLORS GAP RD, CHARLOTTESVILLE, VA 22903-7658
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5578/295
Date	Jul 21, 2021
Book Page	5578/295
Instrument	2021-00012699

Lender

Name	CAPTIAL CENTER LLC
Type	Mortgage Company
Address	GLEN ALLEN, VA 23060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2031

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	623 TAYLORS GAP RD, CHARLOTTESVILLE, VA 22903-7658
Document Number	0000014281
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	623 TAYLORS GAP RD CHARLOTTESVILLE VA 229037658, CHARLOTTESVILLE, VA 22903-7658

Mortgage

Document Number	0000014281
Date	Oct 13, 2020
Book Page	005405/000019
Instrument	14281

Lender

Name	CAPITAL CTR
Type	Funding / Finance Company
Address	GLEN ALLEN, VA 23060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 12, 2035

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,454.00 (+6.53%)	$498,200 (+6.52%) Land $153,200 Building $345,000	$498,200 (+6.52%) Land $153,200 Building $345,000
2025	$4,181.00 (+25.63%)	$467,700 (+19.98%) Land $136,900 Building $330,800	$467,700 (+19.98%) Land $136,900 Building $330,800
2023	$3,328.00	$389,800 Land $105,200 Building $284,600	$389,800 Land $105,200 Building $284,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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