St. Charles County property record for 623 Sunward Dr, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,264 sqft · built 1990 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $297,511 (Jun 2026) |
| Tax Bill | $2,634 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A902000964 |
| Primary APN | A902000964 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,264 sqft Living Area |
| Gross Area | 2,084 sqft |
| 1st Floor Area | 832 sqft |
| Basement Area | 832 sqft |
| Finished Basement | 432 sqft |
| Unfinished Basement | 400 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 95 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A902000964 |
|---|---|
| Street Address | 623 SUNWARD DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-6937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAYFIELD #7 LOT 442 |
| Legal Subdivision | BAYFIELD #7 |
| Legal Lot Number | 442 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 311732 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 623 SUNWARD DR, O FALLON, MO 63368-6937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jun 26, 2026 | Warranty Deed, Transfer · FHA Mortgage NEIGHBORS BANK |
| Sep 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO |
| Jun 19, 2019 | Warranty Deed, Transfer DAS ACQUISITION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on Record |
| Deed Sale | Jun 26, 2026 · Amount on Record |
| Prior Sale | Jun 19, 2019 · Amount on Record |
| Deed Document Number | 202630028 |
| Prior Transfer Date | Jan 31, 2025 |
| Prior Transfer Doc | 0000004209 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 26, 2026 |
| Property Address | 623 SUNWARD DR, O FALLON, MO 63368-6937 |
| Document Number | 0000030028 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 202630028 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | INVESTORS LAND TITLE, INVESTORS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 623 SUNWARD DR, O FALLON, MO 63368-6937 |
| Document Number | 0000030029, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 202630029 |
| Name | NEIGHBORS BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 623 SUNWARD DR, O FALLON, MO 63368-6937 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 623 SUNWARD DR, O FALLON, MO 63368-6937 |
| Document Number | 2021R075932 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 2021R-075932 |
| Name | FIRST STATE BANK OF ST CHARLES MO |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 19, 2019 |
| Property Address | 623 SUNWARD DR, O FALLON, MO 63368-6937 |
| Document Number | 0070920190 |
| Book / Page | 007092 / 000190 |
| Instrument Date | Jun 18, 2019 |
| Instrument | 303520 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2019 |
| Title Company | SYNERGY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 623 SUNWARD DR O FALLON MO 633686937, O FALLON, MO 63368-6937 |
| Document Number | 70920194 |
|---|---|
| Date | Jun 19, 2019 |
| Book Page | 007092/000194 |
| Instrument | 303540 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 18, 2049 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $40,780 (-) | $214,634 (-) Building $214,634 | |
| 2025 | $2,634.00 | $40,780 (+8.56%) | $214,634 (+8.56%) Building $214,634 |
| 2023 | $37,564 | ||
| 2022 | $197,703 Land $50,000 Building $147,703 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1988) |
| Most Recent Claim | Jul 1988 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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