623 Summit Pass Ln, Princeton, TX 75407 Property Records

Collin County property record for 623 Summit Pass Ln, Princeton, TX 75407

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,356 sqft · built 2022
Lot Size	0.147 acres (6,382 sqft)
Owner	Individual Name on File
Last Sale	$378,617 (Jul 2023)
Tax Bill	$6,320 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-12732-00J-0380-1`

Property Details

APN / Parcel Number

Primary APN	`R-12732-00J-0380-1`
Alternative APNs	`000002859889` `2859889`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,356 sqft Living Area
Gross Area	2,895 sqft
1st Floor Area	1,622 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Construction Type	Wood
Lot Area	6,382 sqft (0.147 acres)
Garage Type	Attached
Garage Area	435 sqft
Porch	Covered Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	623 SUMMIT PASS LN
City	PRINCETON
State	TX
Zip	75407-9823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESI
Legal Description	WINCHESTER CROSSING PHASE 7, BLOCK J, LOT 38
Legal Subdivision	WINCHESTER CROSSING PHASE 7 (CPN)
Legal Block	J
Legal Lot Number	38
Jurisdiction	COLLIN TX
Township / Civil Division	PRINCETON
Census Block Group	1
Census Block	1019
Census Tract	31007

Owner

623 Summit Pass Ln is owned and occupied by an individual who bought it in July 2023.

Source: Collin County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	623 SUMMIT PASS LN, PRINCETON, TX 75407-9823
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage US BANK NA
Jul 17, 2023	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2023 · Amount on File
Deed Sale	Jul 17, 2023 · Amount on File
Prior Sale	Jul 17, 2023 · Amount on File
Deed Document Number	202380162
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	623 SUMMIT PASS LN, PRINCETON, TX 75407-9823
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 SUMMIT PASS LN, PRINCETON, TX 75407-9823

Mortgage

Document Number	2026000003624
Date	Jan 12, 2026
Instrument	2026000003624

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Partial Claim Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

July 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Jul 17, 2023
Property Address	623 SUMMIT PASS LN, PRINCETON, TX 75407-9823
Document Number	2023000080162
Map Reference	DOC 2022010000318
Instrument Date	Jul 14, 2023
Instrument	2023000080162
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 8, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 SUMMIT PASS LN, PRINCETON, TX 75407-9823

Mortgage

Document Number	2023000080163
Date	Jul 17, 2023
Instrument	2023000080163

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Mortgage

Document Number	2023000080164
Date	Jul 17, 2023
Instrument	2023000080164

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jul 14, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 623 Summit Pass Ln was $6,320, down 23.8% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Princeton City
Unified School District	Princeton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,320.00 (-23.83%) Homeowner's exemption	$359,827 Land $80,000 Building $279,827	$359,827 Land $80,000 Building $279,827
2024	$8,297.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 623 Summit Pass Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 623 Summit Pass Ln is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PRINCETON serves 37,019 people · EPA ID TX0430008
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Nov 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Centric Fiber.

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